What Happens if I Get in an Accident While Driving for Uber?
If you are involved in an accident while you drive for Uber, try to stay calm, cool, and collected. It may feel like your world is ending, but help is available. Immediately, call 911, let medical professionals treat your injuries, and discuss your accident with the police.
In the days after, report your accident to Uber and your auto insurance company. Also, get help from a rideshare accident lawyer in Lafayette. Your attorney can help you recover damages for your accident-related losses.
What Happens if I Get in an Accident While Driving for Uber in Louisiana?
Getting into an accident while working for Uber and being liable for this incident are two very different things. If you are working as an Uber driver, you are covered under the rideshare company’s insurance policy. To understand how this works, consider an example.
You are involved in an accident and have your Uber app active. Regardless of whether you have a passenger in your car, you are working for Uber. As such, you are covered under Uber’s insurance policy, which gives you financial protection following your accident.
Notify Uber about your accident, and the rideshare company will investigate. Uber’s insurance company may cover your losses in full. Alternatively, you may need a Lafayette car accident lawyer to advocate for you and help you show you deserve compensation.
What if I Get in a No-Fault Accident While I Work for Uber?
You are covered under Uber’s insurance policy for your accident as long as you are working for the company. Otherwise, you may be protected under your auto insurance policy. If you do not have a valid insurance policy, you are responsible for your accident-related losses.
With Uber’s insurance policy, you receive up to $50,000 for each individual for bodily injury, $100,000 in an accident for bodily injury, and $25,000 for damage to property. This coverage applies if your app is activated. If your app is inactive, you may have to pursue compensation via a claim with your auto insurance company.
In Louisiana, you must have insurance to drive a car. At a minimum, you must buy at least $15,000 in coverage for bodily injuries per person, $15,000 for bodily injuries per accident, and $30,000 in property damage. If you do not purchase car insurance, you are breaking the law and can receive fines and other penalties.
What if I Get in a No-Fault Accident While Driving for Uber and My App Is Off?
Your liability insurance coverage may cover your accident-related losses. To take advantage of this coverage, tell your insurer about your accident to open a claim. Your insurance company will learn about your accident and determine who is responsible.
Be honest about your Uber accident when you speak to your insurance company about it. At the same time, do not admit fault. If you do, you could hurt your chances of getting compensation that will help you recover financially from the incident.
Louisiana is considered an “at-fault” state for insurance claims. With help from personal injury lawyers in Lafayette, you can show your insurer that you are not responsible for your accident. Through an insurance claim, you could get compensation from the other motorist’s insurer for your accident-related losses.
What Happens if I Get into a No-Fault Accident While Driving for Uber and the Other Driver Claims I Am Liable?
Ask rideshare accident attorneys who have helped past clients achieve outstanding verdicts and settlements for assistance. Your lawyer can collect evidence relating to your accident to help you disprove the other motorist’s claims. Proof you can use to support your argument includes:
- Accident scene photos
- Witness statements
- Police reports
- Traffic camera footage
Your body of evidence plays an important role in proving you should not be held responsible for the other driver’s losses. If you have an abundance of evidence, it may be clear that you are not liable for your accident. Your proof may help you avoid having to pay damages.
How Much Time Do I Have to Report an Accident While Driving for Uber?
Louisiana’s statute of limitations for requesting damages based on an injury caused by someone else is two years. If you get hurt in an Uber accident, report the incident as soon as you can. By waiting too long, you risk missing out on your opportunity to get compensation as part of an insurance claim or injury lawsuit.
Report an Uber ride accident directly to the rideshare company. You can do so through Uber’s app. Uber will request information about what happened during your accident and conduct an investigation.
Give your auto insurance company details about your Uber accident. When you do, stick to the facts regarding your accident. If you want help along the way, connect with a rideshare accident attorney who will serve as your legal representative.
Partner with Uber Accident Lawyers Who Protect Your Best Interests
It is easy to lose sight of what is important in the aftermath of your Uber accident. At the time of your accident, get the help you need to make sure you and others involved are safe. Days later, consult with Uber accident attorneys who will give your case the attention it deserves.
Laborde Earles has more than 350 years of combined personal injury case experience on our staff. Our lawyers will provide recommendations on what to do if you get into an accident while driving for Uber and help you secure compensation for your losses. Contact us for more information.
