What if My Truck Accident Claim Was Denied by MetLife?

Being involved in a truck accident is something no one wants to experience. Most truck accidents result in severe injuries for accident victims in passenger cars, bicyclists, or pedestrians. Unfortunately for many truck accident victims, their recovery can be complicated by finding out their claim has been denied by MetLife. 

MetLife does not deny every truck accident claim, but the only claim you care about is yours. You likely have medical bills and property damage, and making matters worse, your injuries may keep you from going back to work for an extended period. As a result, MetLife’s denial of your truck accident claim can feel like yet another gut punch. So, what should you do after they deny your claim?

Why Is MetLife Denying My Truck Accident Claim?

Like any insurer, MetLife has the right to verify any claims against them before paying them out. That verification process includes assessing liability for the accident and the reasonableness of any damage claims made by accident victims. At first glance, this sounds like a reasonable process. 

Unfortunately, this process of verifying truck accident claims is not done by neutral arbiters. MetLife does not employ neutral arbiters to assess your claim. Instead, they use their insurance adjusters. This is the point where verifying claims in a transparent and fair manner conflicts with MetLife’s business model.

MetLife’s annual profits are based almost entirely on the company’s ability to pay the least amount possible in claims to the policy premiums they collect. Their insurance adjusters know this, and since truck accidents can result in huge payouts, MetLife and their claims adjusters have a strong financial incentive to deny these claims. After all, how long do you think adjusters with reputations for approving big truck accident claims last with MetLife?

MetLife’s Denial of Your Truck Accident Claim is Not the Last Word in Your Case

MetLife has an apparent conflict of interest in assessing your truck accident claim. Everyone knows truck accidents can have serious economic consequences for accident victims, and the more of those claims MetLife can avoid paying out, the happier their shareholders will be. However, this conflict of interest between a fair payout and MetLife’s profit is precisely why their claim denial is not the final verdict. You have the right to hire a truck accident attorney. 

How Can a Truck Accident Lawyer Help Me?

Truck accident lawyers are experienced in taking on insurance companies like MetLife after claim denials. These attorneys work hand in hand with truck accident victims like you to establish the truck driver’s liability and prove your claim. Some of the ways they can help you include:

• Gathering evidence of liability (e.g., interviewing witnesses, accident scene reconstruction)
• Demonstrating that you have suffered physical and financial harm as a result of the accident
• Negotiating directly with MetLife regarding your claim
• Representing you in court against MetLife if negotiations fail

More importantly, a lawyer gives you a professional who can deal with MetLife and their team of claims adjusters on their level. So often, insurers like MetLife try to wear you down with stall tactics and legalese. However, stall tactics and legalese are usually much less effective in obfuscating the facts and denying your claim when you have a truck accident attorney on your side.  

Injured Victims Can Benefit from Legal Representation

Having a truck accident lawyer can significantly benefit injured victims. If you think MetLife wrongfully denied your claim, Laborde Earles Injury Lawyers may be able to help. The legal team at our firm has over 350 years of combined experience fighting to get people in your situation the compensation they deserve after being hurt in truck accidents. 

Our Law Office Offers Free Consultations

We are dedicated to fighting for the rights of truck accident victims. We offer free consultations to anyone who thinks their truck accident claim has been denied and are not sure where to turn. Unfortunately, MetLife is not always right when they deny truck accident claims. We welcome the opportunity to review the facts in your case and give you our best advice on how to proceed. 

Speak to a Truck Accident Lawyer About Your MetLife Claim Denial Today

If you have been involved in a truck accident, the chances are pretty good that you have medical bills and lost wages. You have the right to demand compensation for these damages, and Laborde Earles Injury Lawyers wants to help you get what you deserve. 

We have won numerous judgments and settlements exceeding $1,000,000 for truck accident victims, and we would love to do the same for you. So, do not worry about MetLife denying your truck accident claim. Instead, call our office and see what we can do for you!