What If My Truck Accident Claim Was Denied By Esurance?
If you were covered by Esurance at the time of your truck accident, you should be compensated accordingly for your losses. After all, that is the purpose of insurance and why all motorists are required to have coverage.
Unfortunately, due to a variety of reasons, Esurance sometimes denies claims. Yet, you have legal options. You can partner with a lawyer who can pursue what you need. You can also sue the at-fault party directly for your medical bills and other related expenses.
There Are Many Reasons Why Esurance May Deny Your Accident Claim
There are many reasons why some insurance claims are denied. Possible reasons for your claim’s denial may comprise:
- The insurance company believes you caused the accident.
- The insurer says you filed your claim too late.
- The insurance company made a judgment or clerical error.
- Your damages exceeded the liable policy’s limits.
We trust insurance companies to manage our claims in good faith. Yet, this doesn’t always happen. Some insurers go above and beyond to deny claimants compensation. Still, claimants have options when this happens.
Your Claim Doesn’t Have To End With A Denial
After denying your truck accident claim, Esurance must give a written reason why. This allows you to address the issue and clear up misconceptions about your case. For instance, Esurance may deny your claim if you don’t have enough supporting evidence. Here, you can gather any information that could bolster your claim.
Esurance cannot simply receive your claim and refuse to acknowledge it. This would constitute a bad faith insurance practice, possibly warranting legal action.
You Can Sue The At-Fault Party
Many truck accident claims don’t require litigation. That’s because injured claimants generally resolve their cases via insurance negotiations. However, this isn’t the case for everyone. If Esurance denies your claim, you can sue the at-fault party for damages.
This involves:
- Filing your case within Louisiana’s statute of limitations
- Presenting evidence of your losses
- Taking depositions and exchanging evidence
- Proving fault, negligence, and liability
- Applying Louisiana civil law to your case
- Asserting your case’s cause
Pursuing a lawsuit can quickly prove overwhelming––especially if you’re dealing with serious injuries. To make matters easier, you may consider consulting with an injury lawyer. They can assess your options and seek what you need.
A Truck Accident Lawyer Can Pursue Compensation From Esurance
If Esurance denied your truck accident claim, consider partnering with an injury lawyer from our firm. A company like Esurance has a large legal team of experienced lawyers––not to mention countless resources at its disposal. For some, partnering with an attorney levels the playing field.
When you get legal help, your team can:
- Assist with time-consuming matters, such as filling out paperwork
- Answer any questions you have about the legal process
- Organize your case in a way that strengthens your legal position
- Offer support during a vulnerable and difficult time in your life
- Help you understand your case’s possible outcome
Above all else, an attorney can manage your truck accident claim against Esurance. They can send your demand letter, negotiate a settlement, and protect you from bad faith insurance practices.
Recoverable Compensation Following A Successful Claim
Your compensable losses depend on many factors unique to your situation. Generally, the more severe your injuries, the more you can pursue. Allegations of fault, the severity of your injuries, and the cost of your damages will come into play with negotiating a settlement.
Recovery in your case could account for:
- Pain and suffering
- Property damage costs
- Emotional suffering
- Medical bills and lost income
- Wrongful death-related damages, such as funeral costs
You may pursue additional forms of compensation not listed here. If so, our team will seek them.
Our Legal Team Has Secured Compensation For Truck Accident Claimants
Our team is no stranger to the claims process. For years, we’ve advocated for injured people and their families. Some of our previous outcomes include:
- $7 million for an 18-wheeler driver
- $2.7 million for a semi-truck accident claimant
- $1.8 million for a truck accident claimant
- $1.75 million for a commercial truck accident claimant
- $1.2 million for a truck accident survivor
These are just some of the outcomes we’ve achieved for injured Louisianans. Whether through a claim or lawsuit, we’re committed to securing what you need.
Contact Laborde Earles Injury Lawyers Today For A Free Case Review
Being involved in a traumatic event, like a truck accident, can have a profound impact on your life. If Esurance is the liable party in your collision case, it should pay for your losses. You should have no problem getting the funds you need to move forward.
Remember: you have legal options to recover the compensation you deserve for your losses. Contact our team at Laborde Earles Injury Lawyers today for a free, no-obligation consultation. We’re eager to answer your questions and start working for you.
