What If My Pedestrian Accident Claim Was Denied By USAgencies Insurance?
After suffering devastating injuries in a pedestrian accident, you might have thought that filing your insurance claim with USAgencies Insurance would be the answer to your problems. But unfortunately, you may be shocked to discover that your compensation claim has been denied.
USAgencies Insurance may be handling your claim in bad faith. Find out how to get the insurance company to pay when you contact a pedestrian accident lawyer at Laborde Earles Injury Lawyers for help.
Common Reasons USAgencies Insurance Denies Pedestrian Accident Claims
USAgencies Insurance have reported numerous reasons for pedestrian accident claim denials. However, some of the more common reasons USAgencies Insurance may deny a claim include the following:
Claiming the Victim’s Injuries Were Not Sustained in the Pedestrian Accident
If you did not obtain a medical evaluation in the aftermath of your pedestrian accident, USAgencies Insurance may argue that your injuries were not caused in a pedestrian accident, but were instead caused in another way. For this reason, it is essential that you obtain a medical evaluation by your healthcare provider soon after your pedestrian accident.
Arguing that the Injury Victim Is Responsible for Causing the Accident
Do not be surprised if USAgencies Insurance argues that you are partially at fault for causing the accident. If this happens, they may be able to reduce your financial settlement under the state’s shared fault laws.
Failure to File Your Claim Before The Statute of Limitations Runs Out
If you did not notify USAgencies Insurance of your damages and intent to pursue a claim in a timely manner, they may be able to get away with denying you the compensation you would otherwise deserve. Your attorney can ensure all claims and lawsuits are filed before their specified deadlines.
What to Do If Your Pedestrian Accident Claim Is Denied by USAgencies Insurance
Louisiana is a fault state for auto insurance purposes. This means after you have been struck by a motor vehicle, instead of filing a claim with your own insurance, you will file one with that of the liable party. This is commonly referred to as a third-party liability claim.
If your initial USAgencies Insurance pedestrian accident claim has been denied, your attorney may be able to provide the insurance company with additional evidence they need to support your case.
Generally, most denials are overturned at this level of appeals. However, if we need to file a formal appeal and pursue civil action against USAgencies Insurance, we will be prepared to do so.
How to Appeal a Denied USAgencies Insurance Pedestrian Accident Claim
You may be unsure whether you have the right to move forward with an appeal after USAgencies Insurance denied your pedestrian accident claim. Some of the more common reasons you might have the opportunity to fight back against a claim denial include:
- USAgencies Insurance failed to provide you with a reason for denying your claim
- Agents violated state insurance claim regulations
- Agents failed to conduct an investigation into a valid claim
- USAgencies ignored evidence that supported a valid pedestrian accident claim
- USAgencies refused to pay out on valid pedestrian accident claims
If you believe you may have the right to pursue an appeal, your pedestrian accident attorney can help you do so. If USAgencies Insurance continues to deny you the settlement funds that are rightfully yours, we will be prepared to take additional legal action to recover the compensation that you deserve.
How a Pedestrian Accident Attorney Can Help Your Case Against USAgencies
Once you have received your USAgencies Insurance pedestrian accident denial letter, it is important to go over it in detail. You might not understand why the insurance company has given you for denying your claim. Your attorney could help.
Your pedestrian accident lawyer will handle the communications and appeals process. This might include providing the insurance company with additional supporting evidence such as copies of your medical bills, photos of your injuries and property damages, copies of the crash and police reports, and other relevant evidence.
Typically, USAgencies Insurance will overturn unjust denials at this stage of the appeals process. Having a lawsuit brought against them would ultimately cost them more than it would to pay out on a claimant’s claim fairly. However, if USAgencies Insurance continues to argue their right to deny your claim, your attorney will be ready to file a complaint with the state and even pursue civil action against them.
Contact a Pedestrian Accident Attorney for Help Today
It is more common than you might think for USAgencies Insurance to deny even the most deserving pedestrian accident claimant the compensation they deserve. Show USAgencies Insurance that you mean business by reaching out to us today.
Contact our pedestrian accident attorneys at Laborde Earles Injury Lawyers for a no-cost, risk-free consultation. Start working on your USAgencies Insurance claim or appeal when you call our office or complete our convenient contact form.
