Negotiating a Settlement With Liberty Mutual
Whether you are dealing with Liberty Mutual as your insurer or an at-fault motorist’s insurer, you must get the settlement you deserve. However, Liberty Mutual may try to reduce your payment—that is how some insurers maximize their revenues. Our firm can assist you in seeking the settlement you deserve.
Essential Steps to Take After an Accident
If you have been in an accident, your health and well-being are most important. If you have not already, you should:
- Get a complete medical evaluation as soon as possible.
- Explain to the doctor any potential injury symptoms you are experiencing.
- Get copies of all medical records and bills.
- Keep a journal detailing your symptoms.
Getting medical care protects your health. It also establishes that your accident caused certain injuries and symptoms.
Hiring a lawyer is another important step. With an attorney from our firm leading your case, you won’t have to worry about negotiations with Liberty Mutual. We will handle it for you.
How an Attorney Can Negotiate an Insurance Settlement With Liberty Mutual
Once you hire us for your case, we will set our sights on your settlement. We generally seek insurance settlements from Liberty Mutual by:
- Gathering all relevant evidence from the accident: The Louisiana Department of Insurance (LDI) explains that motorists must have insurance to cover damages they cause during an accident. We’ll get any video footage, witness accounts, or other evidence that proves who is at fault for your accident.
- Assessing the client’s losses: We will determine how much your medical care, professional damages, pain and suffering, and other losses cost. This will tell us how much your settlement should be worth.
- Documenting the client’s losses: We will get medical records, proof of lost income, and documentation of any other losses you have suffered. Documentation will help if an insurer disagrees with your claims about your damages.
- Getting any expert services that will help the claim: Our firm hires any expert who can strengthen a claim with Liberty Mutual. An expert may reconstruct an accident, testify about faults or losses, help project future losses, and assist in other ways.
- Engaging Liberty Mutual in settlement negotiations: Our firm will represent you in negotiations with Liberty Mutual. Insurance companies the size of Liberty Mutual generally have experienced negotiators. Fortunately, you will have our experienced attorneys fighting for you.
- Handling low offers that Liberty Mutual extends: Liberty Mutual could attempt to underpay your losses. Our firm will rely on evidence of fault, documentation of losses, and our assessment of your lawyers as we negotiate your settlement.
- Liberty Mutual claims also require communications, paperwork, and other responsibilities. Our team will handle every detail of your case.
We Are Prepared for Any Bad Faith Tactics You May Encounter
Insurance companies, including Liberty Mutual, prioritize their financial interests. This can mean unjustly denying and underpaying claims. Some bad-faith tactics we are prepared for from Liberty Mutual representatives include:
- Claims that your injuries are not related to the accident.
- Claims that your injuries are not as serious as you claim.
- Claims that you caused your accident, and therefore Liberty Mutual is not responsible for your losses.
- Stalling the processing of your claim.
- Offering a settlement that’s too low to meet your needs.
These are just some of the strategies we have seen some insurance companies use. Fortunately, our attorneys will hold our ground and demand the compensation you are entitled to receive.
Risks of Handling Your Own Liberty Mutual Settlement Negotiations
Some accident victims take on Liberty Mutual without an attorney. There may be risks in doing so, as handling your claim without an attorney may:
- Expose you to additional financial risk: If you handle your Liberty Mutual claim, you must cover the cost of completing the claim. You may not be able to hire experts, collect all evidence, or sufficiently document your damages because of the cost of doing so. If you hire our firm, we’ll cover the cost of completing your claim.
- Put your right to financial recovery at risk: Every time you interact with insurance representatives, you may say something that compromises your financial recovery. We can handle the insurance companies while protecting you.
- Compromise your recovery: If you are leading your claim, your recovery may come second. When you hire us, you can focus wholeheartedly on rest and recovery.
Our attorneys have a track record of success. Let us demand the compensation you deserve from Liberty Mutual.
Call Laborde Earles Injury Lawyers Today for a Free Consultation
We can take over your Liberty Mutual insurance claim today and handle talks with the insurance company. Our legal team will work to get fair compensation from Liberty Mutual on your behalf.
Call us today for your free consultation. Don’t wait, as we may face multiple deadlines related to your claim.
