• About
    • Our Attorneys
    • Verdicts and Settlements
    • Community
      • Sponsorship Request
      • Partnerships
      • Project Backpack
    • Testimonials
    • Scholarships
      • Cancer Scholarship
    • Careers
    • Our Core Values
  • Practice Areas
    • Car Accident
    • Truck Accident
    • Motorcycle Accident
    • Product Liability
    • Mesothelioma
    • Workers Compensation
    • Dog Bite
    • Slip and Fall
    • Wrongful Death
    • Maritime Injury
    • Pedestrian Accident
    • Dangerous Drugs
    • Defective Devices
    • Mass Torts
    • Premises Liability
    • View All Practice Areas
  • Areas we Serve
    • Lafayette
    • Alexandria
    • New Iberia
    • Marksville
    • New Orleans
    • Monroe
    • Arnaudville
    • Baton Rouge
    • Breaux Bridge
    • Broussard
    • Cankton
    • Carencro
    • Cecilia
    • Duson
    • Cade Coteau
    • Grand Coteau
    • Lake Charles
    • Opelousas
    • View All Areas We Serve
  • Resources
    • Blog
    • FAQs
    • Videos
    • For Referring Attorneys
  • Hurricanes
  • Contact Us
Available 24/7 • 365 Days (337) 777-7777 Hablamos Español
(337) 777-7777 Hablamos Español
No Win - No Fee AVAILABLE 24/7

What If My Motorcycle Accident Claim Was Denied By USAA?

Put 350 Years of Experience in Your Corner GET A FREE CASE EVALUATION
Your Voice is Our Voice
Attorney David Laborde | Attorney Digger Earles
  1. Home
  2. FAQs
  3. What If My Motorcycle Accident Claim Was Denied By USAA?
On This Page
  1. A Quick Overview Of The USAA Insurance Company
  2. How To Fight USAA’s Denial Of Your Motorcycle Accident Claim
  3. The Difference Between Claims On Your USAA Policy And Someone Else’s
  4. Good Faith Duty In Insurance Claims
  5. Get Help Today With A USAA Insurance Claim Denial
Contact Us Today

Get The Help
You Need

I NEED HELP NOW

Your personal injury lawyer can help you calculate your recoverable damages, which may include:

  • Medical Bills
  • Income Loss
  • Property Damage
  • Pain & Suffering
  • Emotional Distress
  • Lasting Disfigurement
What If My Motorcycle Accident Claim Was Denied By USAA?

If USAA denied your motorcycle accident claim, you do not have to take its decision lying down. You can fight the claim denial in several ways. You can also seek counsel from a personal injury lawyer, who can help you appeal the insurer’s decision.

A Quick Overview Of The USAA Insurance Company

In 1922, 25 U.S. Army officers in Texas agreed to insure each other’s vehicles, creating what would become USAA. Initially, USAA served only military officers and their families, but it expanded membership eligibility to include enlisted personnel in 1996 and military retirees in 2008. As of 2017, USAA served over 12 million members and had a net worth of $31 billion.

The insurance company has a favorable reputation for treating its policyholders fairly and resolving claims promptly, but any insurer can make a mistake. If USAA denied your motorcycle accident claim and you feel it made an error, you have options for seeking a different outcome.

CTA CTA

Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.

Client
Call Us Today We Are Here For You
(337) 777-7777

How To Fight USAA’s Denial Of Your Motorcycle Accident Claim

You do not have to accept an unfair denial of your claim. Let’s say you contacted USAA about your losses from a motorcycle crash, and it refused to pay you any compensation or did not pay as much as it should have under the circumstances.

Here are some ways to approach this situation:

  • Evaluate the denial letter for any incorrect information. The claims adjuster might have relied on inaccurate or incomplete information when reviewing your claim. The denial letter should reveal the reason that USAA denied your claim. If anything is incorrect or if you think USAA did not have all the facts, it could be appropriate to send USAA a response letter. You might feel more comfortable having an injury lawyer handle this issue for you.
  • File a demand letter with USAA. Instead of merely responding to the denial letter, your attorney might write a demand letter that explains the reason for your claim against USAA. For example, the at-fault driver had USAA insurance. Demand letters typically state the number of your losses and the dollar amount of your claim. The letter can also rebut the allegations of the denial letter.
  • Appeal the denial directly with USAA. Insurance companies often have a way of appealing a denial of coverage internally. In other words, rather than asking a judge to decide the issue, you could ask USAA to take another look at your claim.
  • Negotiate with USAA. Most personal injury claims are resolved out of court. Your lawyer could negotiate directly with USAA on your behalf and try to reach a fair settlement of your injury claim from your motorcycle accident.
  • Sue the driver who caused the accident. Sometimes, insurance companies refuse to pay a reasonable amount to settle personal injury claims. If this happens to you, your lawyer could file a lawsuit against the at-fault driver. USAA would then defend their insured. Your attorney can continue to negotiate with USAA while the lawsuit remains pending.

When you get legal advice about your situation, you might discover that you have additional options for addressing the denial of your claim. It can be helpful to speak with an injury lawyer about these options.

CTA CTA

I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.

Rick Smith | Client
Contact Us Today We want to be there for you

The Difference Between Claims On Your USAA Policy And Someone Else’s

When someone else causes an accident that injures you, you make an injury claim against that party’s liability insurance company. Most accident claims follow this path.

Sometimes, an injured person must file a claim against their automobile insurance policy. For example, if the at-fault driver did not carry automobile liability insurance coverage or carried a policy with low limits that did not pay the full amount of your losses, you might need to file a claim against the uninsured or underinsured motorist coverage on your policy.

If a collision with a hit-and-run driver injured you and that individual did not get caught, you likely will need to file a claim against your automobile insurance policy if you have uninsured motorist coverage. Insurance companies treat hit-and-run accidents the same as uninsured motorist claims because there is no available automobile insurance policy to pay the losses after a hit-and-run crash.

CTA CTA

The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.

Client
Call Us - (337) 777-7777 We are here when you need us the most

Good Faith Duty In Insurance Claims

When an insurance company acts in bad faith when handling claims against its policyholders, it could face a bad faith lawsuit. As the American Bar Association (ABA) explains, liability insurance carriers have a duty to act in good faith when evaluating and processing insurance claims.

An insurance company violates its duty of good faith when it:

  • Ignores valid claims against its policyholders.
  • Refuses to communicate with claimants appropriately.
  • Does not investigate a claim thoroughly or denies coverage without justification.
  • Engages in excessive delay tactics.
  • Provides false or misleading information about the applicable insurance policy.
  • Refuses to pay the full compensation for a valid claim without good reason.

If guilty of outrageous conduct, the insurance company could face punitive damages and other penalties for bad faith.

CTA CTA

They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.

Client
Contact Us Today We will work to get you the best outcome for your case

Get Help Today With A USAA Insurance Claim Denial

Laborde Earles Injury Lawyers can talk with you if USAA has denied your motorcycle accident claim. You can contact us today for a free consultation with no obligation.

Why We Are

The Best Choice For You

Over 1,000+ 5-Star Google Reviews Across Our Locations
Over $1 Billion Recovered For Our Clients
An Award-Winning Team in Your Corner
You Get the Full Team on Your Case, Including David & Digger
Communication with You is a Top Priority
We Give Back to Our Communities

No Fee Unless We Win Your Case

Available 24 hours a day • 7 days a week
GET YOUR FREE CASE EVALUATION
Motorcycle Accidents FAQ:
What If My Motorcycle Accident Claim Was Denied By National General Insurance? What If My Motorcycle Accident Claim Was Denied By National General Insurance?

Motorcycle accidents can cause extensive damage and personal injury. National General Insurance is one company that often helps cover the costs of a motorcycle accident. After a motorcycle accident,

What If My Motorcycle Accident Claim Was Denied by Louisiana Farm Bureau? What If My Motorcycle Accident Claim Was Denied by Louisiana Farm Bureau?

After a motorcycle accident, you may have extensive injuries and property damage. Louisiana Farm Bureau Insurance is one insurance company that may help to cover the cost of damages from the

What If My Motorcycle Claim Was Denied By Metlife? What If My Motorcycle Claim Was Denied By Metlife?

Being involved in a motorcycle accident could prove to be one of the most stressful times of your life. While you are putting the pieces of your life together, you should be able to count on your

Contact Us Form
CONTACT US TODAY NO WIN, NO FEE GUARANTEE
Name(Required)
Name(Required)
Untitled
Untitled

FAQ Categories
  • Accidents in Intersection
  • Bicycle Accident
  • Car Accidents
  • Defective Product
  • Dog Bite
  • Head Injury
  • Hurricane Damage
  • Jones Act
  • Knee Injury
  • Maritime Injury
  • Medical Malpractice
  • Mesothelioma
  • Motorcycle Accidents
  • Neck Injury
  • Pedestrian Accidents
  • Personal Injury
  • Premises Liability
  • Rear End Collisions
  • Rideshare Accidents
  • Robocalling
  • Sexual Abuse
  • Slip and Fall Injury
  • Spinal Cord Injury
  • Traumatic Brain Injury
  • Truck Accidents
  • Whiplash Injury
  • Workers' Compensation
  • Wrongful Death
  • Zantac

 

Frequently Asked Questions
What Is the Average Settlement for Upper and Middle Back Pain After Car Accident? What Is the Average Settlement for Upper and Middle Back Pain After Car Accident?
What If My Pedestrian Accident Claim Was Denied By the Louisiana Farm Bureau? What If My Pedestrian Accident Claim Was Denied By the Louisiana Farm Bureau?
Hurricane Preparation and Survival Guide Hurricane Preparation and Survival Guide
Find Yourself a Passionate Lawyer Now!
  • Andrew Personal Injury Lawyer
  • Terrytown Personal Injury Lawyer
  • Forest Hill Personal Injury Lawyer
  • Cankton Personal Injury Lawyer
  • Morgan City Personal Injury Lawyer
  • Cade Personal Injury Lawyer
  • Morse Personal Injury Lawyer
  • Franklin Personal Injury Lawyer
  • Beaumont Personal Injury Lawyer
  • Hammond Personal Injury Lawyer
How can we help you

How We Can Help You

Let our injury attorneys help you maximize the compensation you deserve to turn your life back around.


Contact us today if you want to tell us about your accident. We have someone available to discuss your situation at all times of the day.

Contact Us

(337) 777-7777

FREE Case Evaluation

No Win - No Fee
Name(Required)
Name(Required)
Email Opt In
SMS Opt in

Contact Us

(337) 777-7777

OFFICE LOCATIONS

Lafayette
1901 Kaliste Saloom Rd,
Lafayette, LA 70508

Phone : (337) 777-7777

Alexandria
100 Versailles Blvd, Suite A,
Alexandria, LA 71303

Phone : (318) 777-7777

Marksville
306 North Washington Street, Suite A,
Marksville, LA 71351

Phone : (318) 310-8922

New Iberia
230 W. Main Street,
New Iberia, LA 70560

Phone : (337)-547-2777

Lake Charles
530 E College St,
Lake Charles, LA 70605

Phone : (337) 612-6909

New Orleans
821 Baronne St, Suite D,
New Orleans, LA 70113

Phone : (504) 777-7777

Baton Rouge
660 St Ferdinand St,
Baton Rouge, LA 70802

Phone : (225) 777-7777

Practice Areas

  • Bicycle Accident
  • Car Accident
  • Dangerous Drugs
  • Dog Bite
  • Maritime Injury
  • Mass Torts
  • Motorcycle Accident
  • Pedestrian Accident
  • Premises Liability
  • Product Liability
  • Toxic Torts
  • Truck Accident
  • Slip and Fall
  • Wrongful Death

About Links

  • Our Attorneys
  • Verdicts and Settlements
  • Community
  • Testimonials
  • Scholarships

Leave a Review

  • LAFAYETTE
  • ALEXANDRIA
  • MARKSVILLE
  • NEW ORLEANS
  • NEW IBERIA
  • LAKE CHARLES
  • BATON ROUGE

Copyright © Laborde Earles Injury Lawyers 2025.
All Rights Reserved.

Disclaimer / Privacy Policy / Sitemap

Hennessey-Digital-Badge