Are you facing legal issues while dealing with your workers’ compensation claim after a work-related injury? As seasoned workers’ compensation lawyers serving Crowley, LA, we specialize in handling legal disputes that arise in these cases.
With a deep understanding of Louisiana’s workers’ compensation laws and experience advocating for injured workers, our legal firm is committed to fighting for your rights. We will fight to ensure you receive maximum compensation for a complete recovery.
From filing a claim and gathering crucial evidence to negotiating with insurers and challenging denials, our Louisiana workers’ compensation attorneys are with you. Call us today.
Workplace Injuries That Qualify for Compensation Benefits in Crowley
Various work-related accidents could qualify for compensation benefits in Crowley, LA. The most common types of workplace injuries include:
- Factory accidents
- Construction accidents
- Slip and fall accidents
- Scaffolding incidents
- Exposure to hazardous substances
As a result, neck injuries, traumatic brain injuries, burns, repetitive motion injuries, respiratory illnesses, and herniated discs are among those injuries that often lead to a successful workers’ compensation claim.
If you have experienced any of these, you should immediately consult with a qualified workers’ comp attorney in Crowley, LA. We can guide you through the process of filing a claim, navigate common workers’ comp challenges, and help maximize the amount of your benefits.
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Who Qualifies for Workers’ Compensation in Louisiana?
Many employers in Louisiana must carry workers’ compensation insurance and make it readily available to employees who suffer on-the-job injuries. An experienced personal injury attorney serving Crowley can help if you encounter issues.
According to RS 23 § 1020.1, Louisiana workers’ compensation covers medical care and lost wages should your injuries prevent you from working.
Most employees are entitled to recover benefits, including part-time, full-time, and seasonal workers. Meanwhile, the Louisiana Workforce Commission says the following individuals are generally exempt from receiving benefits:
- Volunteers
- Real estate sellers
- Domestic employees (i.e., housekeeper, maid, or babysitter)
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How a Workers’ Compensation Lawyer Can Help After a Workplace Accident in Crowley
If a work accident upended your life and you need financial support immediately, our team can help you file a claim. When you hire us, we will identify any documentation the insurer may need to process your request for benefits and prepare your application.
In addition to assisting with the claims process, our workers’ compensation lawyers here at Laborde Earles Injury Lawyers can also:
Explain Your Legal Rights
If you are unsure what workers’ compensation benefits cover, an attorney from our firm will help you understand after reviewing your case. We will also explain your employer’s legal obligations to you and the options you have should the company deny you access to benefits.
Ensure Your Claim Complies with All Deadlines
Insurance companies set deadlines for reporting injuries and submitting documentation. Our workplace injury lawyers understand how important it is for you to focus on your health and overall well-being, so we will oversee the claims process for you. We will help you complete any forms before the stipulated deadlines.
Help You Fight Against a Denial
Insurance companies sometimes deny workers’ compensation for unfair reasons. For example, the company may accuse you of causing a work accident or suggest that the injury or illness isn’t work-related.
Such an accusation could lead to claim denial. Fortunately, when represented by our workers’ compensation lawyer, you can rest assured we will fight back if the insurer wrongfully denies your claim.
Intervene If Your Benefits End Too Soon
Workers should receive the opportunity to reach a point of maximum medical improvement (MMI), or they put themselves at risk of reinjuring themselves. If the insurance company attempts to end your benefits too soon, there are a few ways to address this issue.
No one should be forced back into working if their injuries haven’t healed. Our workers’ compensation lawyers are familiar with these tactics and will help you take steps to address them.
Help You Negotiate Your Case Should You Wish to Obtain a Settlement
If you reach a point in your case where you decide you want to settle, a workers’ compensation attorney can explain your settlement options. All parties must agree to the terms and amount to settle a workers’ compensation case and receive a settlement.
If the insurance company doesn’t agree to the amount you seek, our lawyers can negotiate on your behalf to obtain a fair outcome.
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Louisianna’s Workers’ Compensation Benefits Explained
Workers’ compensation insurance provides two types of benefits to injured workers in Louisiana. These include medical benefits and indemnity benefits. To better understand the types of workers’ compensation benefits you could collect, read on for some helpful information.
Workers’ Compensation Benefits for Medical Costs
If your workplace injuries require medical treatment, the workers’ compensation insurance company should cover these costs. However, you must file your claim within the allotted timeframe and comply with the insurance carrier’s requirements.
Some of the other medical bills workers’ compensation could pay include:
- Medication
- Travel expenses (i.e., driving to and from the doctor)
- Surgery
- Medical devices
- Physical therapy
While some states require injured workers to only seek medical care from an authorized physician, Louisiana allows employees to “select one doctor of his or her choice in each specialty field for treatment of the job-related injury.” Confirm with the insurer that your chosen physician is approved to provide care.
Collecting Indemnity Benefits
Indemnity benefits, often referred to as lost wage benefits, are usually provided to employees who miss more than seven days of work due to their injuries. To receive wage replacement benefits, you will need to show medical documentation that indicates your work-related injury does prevent you from working.
If you miss more than seven days of work, you should be able to collect 75% of your average weekly wages. Wage replacement benefits for temporary total disability (TTD), permanent total disability (PTD), or death become due on the 14th day after your work accident and are usually paid out weekly or monthly.
Your Eligibility for Supplemental Earnings Benefits (SEB)
If you return to work but are not earning at least 90% of your wages before suffering a work-related injury, you may also be eligible for SEB benefits.
If so, the insurance company will award you two-thirds of the difference between the monthly wages you were earning before and the amount you are earning now.
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Seek Workers’ Compensation Help From Top-Rated Workplace Injury Lawyers in Crowley
Although the workers’ compensation system was created to help injured workers obtain the medical treatment they need and recover some of their missed wages, applicants can encounter roadblocks.
If you don’t understand the workers’ compensation claims process or are having difficulty collecting benefits after your accident in Crowley, contact Laborde Earles Injury Lawyers. Our team of lawyers will walk you through the claims process or devise a plan to address the issue you are experiencing.
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