If your claim is denied or you run into another issue with the workers’ compensation system, you do not have to face these obstacles alone. Our personal injury lawyers in Chalmette, LA, will offer valuable legal guidance. Call Laborde Earles today to discuss your legal options.
Who Can Apply for Workers’ Compensation in Louisiana
You can apply for workers’ compensation even if you are not a full-time employee. Part-time workers, seasonal employees, and even minors can apply for workers’ compensation benefits if they are injured or develop an occupational illness while on the job. If you are unsure about your status, a personal injury attorney can review your case and answer your questions.
Many types of injuries can qualify you to seek workers’ compensation. This is designed to provide financial support for employees who suffer injuries or illnesses while performing their duties. Report any workplace injury promptly to your employer and seek medical attention to protect your rights.
Common workplace injuries you should report include:
- Fractured and broken bones
- Traumatic brain injuries (TBIs) and concussions
- Spinal cord injuries
- Amputation
- Repetitive stress injuries
- Burns
- Loss of hearing or vision
You can also recover workers’ compensation benefits for medical expenses if you develop an illness on the job. This can happen in industries where workers are exposed to dangerous chemicals and conditions.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientCommon Types of Workplace Accidents in Louisiana
Work accidents can cause injuries that may qualify the victim for workers’ compensation. As experienced personal injury attorneys, we have represented a wide range of cases, so we understand the unique challenges of securing benefits.
Common types of workplace accidents for which you can receive benefits include:
- Slip and falls
- Transportation accidents
- Motor vehicle accident
- Truck accidents
- Offshore accidents
- Injuries caused by defective products
- Construction accidents
When a workers’ compensation claim is filed, the insurance company responsible for coverage will thoroughly investigate. They aim to determine the cause of the accident, the extent of the injuries, and whether the incident qualifies for compensation. Seek legal guidance from a workers’ compensation lawyer in Chalmette, LA, to protect your rights.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientThe Workers’ Compensation Application Process in Chalmette, LA
You need to report your injury or illness to your employer immediately. If you wait more than 30 days to report what happened, you could lose the chance to receive workers’ compensation benefits. After your injury, seek medical attention immediately to document your injuries and treatment.
Your employer will need to report the incident to their workers’ compensation insurer within ten days of receiving notice of the job-related injury. The insurer will then notify the Office of Workers’ Compensation Administration (OWCA) to evaluate your claim and decide whether or not to award you benefits.
What Happens if a Workers’ Compensation Claim Is Declined
Workers’ compensation is a no-fault system, meaning you can qualify for benefits even if the accident that caused your injury resulted from your own actions or inexperience. However, this does not mean that claims cannot be denied.
Your employer can try to mischaracterize the events that led to your workplace injury or the development of your illness.
Common arguments against employees who apply for workers’ compensation may include:
- You engaged in “horseplay” and caused your own injuries
- You were under the influence of alcohol or drugs at the time of the incident
- The injury did not occur at the workplace or while you were carrying out your job duties
- You lied or fabricated details about the injury and accident
- A preexisting condition is to blame for your or your family member’s current health problems
If your employer denies your claim, you can file an appeal. You have to act within one year of your original denied claim. You could settle in mediation, or you may have to present your case during a hearing in front of a workers’ compensation judge.
A workers’ compensation lawyer serving Chalmette can help file an appeal or argue your case before a judge. At Laborde Earles, we will fight for the benefits you and your family deserve after a workplace injury or illness.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientWhat Workers’ Compensation in Louisiana Can Cover
Your workers’ compensation benefits can help cover various expenses that resulted from your workplace accident. Benefits you could receive include:
Hospital and Medical Bills
If your injury was serious, it most likely resulted in a hospital stay, with imaging tests and possible surgeries. Medical bills can quickly pile up in these situations, so you rely on your workers’ compensation benefits to help cover these costs.
As your lawyers, we are committed to providing comprehensive support throughout the workers’ compensation process. One crucial aspect of our services is helping you calculate all your medical expenses accurately, ensuring you can recover all your losses.
Lost Wages
If you are recovering from a workplace injury, you may be missing time at work. This means missed paychecks and lost wages. That can create serious financial stress for any family.
Your workers’ compensation benefits should help fill that gap created by your missing paycheck and allow you to keep paying your bills. According to the Louisiana Workforce Commission (LWC), the maximum weekly compensation you can receive as of 2022 is $743.00.
Loss of Future Earning Potential
Your workplace injury may leave you unable to fulfill your current job duties. If an injury or illness derails your career and makes it harder for you to earn a living, that loss of future earning potential should also be considered when your compensation is being calculated.
The Cost of Future Medical Care
Your workplace injury or illness could have lasting effects that impact you for months, years, or even your entire life. An experienced attorney can help pursue these benefits or file a personal injury lawsuit against a liable third party for additional compensation you are due.
Vocational Rehabilitation
If you can return to work but not in the same capacity or industry, vocational rehabilitation can help. This will provide training for a new job or field, allowing you to regain independence and provide for your family.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientNegotiating With Insurance Companies for Maximum Benefits
As experienced personal injury attorneys, we understand the tactics insurance companies may employ to minimize payouts. Our primary goal is to protect your rights and secure the best possible outcome. When entering negotiations, we come prepared with a comprehensive assessment of your case.
We leverage our legal experience and knowledge of workers’ compensation laws to advocate vigorously on your behalf. Our law firm is well-versed in the intricacies of the insurance claims process, and we know how to counter any attempts to undervalue your claim.
Throughout negotiations with the insurance company, we remain steadfast in pursuing fair compensation, ensuring you receive the benefits you need to move forward with your life.
How a Chalmette Workers’ Compensation Attorney From Our Law Firm Can Help
Your workers’ compensation lawyer can do a lot to help with your case. First and foremost, we will provide invaluable guidance and support, ensuring you understand your rights and the entire legal process.
Our experienced personal injury attorneys can:
- Review your claim
- Calculate your medical expenses and other injury-related losses
- Help you file an appeal
- Prepare you for a hearing in front of a judge
- Gather all evidence needed to make your case
- Defend yourself from accusations leveled by your employer
- Calculate fair compensation
- Take care of all communications with the insurance company
- Keep you updated on any progress in your case
- Whether you have questions about the appeals process or need to know more about a fair settlement, your workers’ compensation attorney in Chalmette, LA, is ready to assist you.
Contact Us for a Free Consultation
If your employer denies your workers’ compensation claim, you do not have to forge ahead alone. A workers’ compensation lawyer serving Chalmette is ready to help you and your family.
Contact Laborde Earles today to learn more about your legal options. There is no charge and no obligation.
