Facing a Catastrophic Injury Claim? Here’s What You Need to Know and How We Can Help

A catastrophic accident turns life upside down. One moment, everything seems normal. In the next, you’re dealing with life-changing challenges, such as medical treatments, financial worries, and an uncertain future. It’s overwhelming, frustrating, and—most of all—unfair.

If you or someone you love is in this position, you’re not alone. We’re here to guide you through the legal process with compassion, clarity, and determination. That way, you can focus on what matters most: healing and moving forward.

Let’s walk through some of the challenges you might face in a catastrophic injury claim and how having the right legal support can make all the difference.

Why Are Catastrophic Injury Claims So Challenging?

Catastrophic injuries, like severe spinal cord injuries, brain trauma, or permanent disabilities, are not just physically devastating; they’re legally complex. Here’s why:

Establishing Fault Isn’t Always Simple

Who’s responsible for the injury? Sometimes, the answer is clear: an employer who cuts corners on safety or a distracted driver. But in other cases, it’s more complicated, especially when multiple people or companies could be to blame. Our catastrophic injury attorneys in New Iberia can uncover the truth and connect the dots, ensuring the right party is held accountable.

The Stakes Are High

These claims often involve substantial compensation because the costs, including the following examples, are enormous:

  • Hospital stays
  • Surgeries
  • Therapy
  • Lost income
  • Changes to your home or car to accommodate new needs

Insurance companies know this and may try to downplay your injuries or offer a quick, but unfair, settlement.

You’re Planning for the Long Haul

Unlike minor injuries, the impact of a catastrophic injury can last a lifetime. That means your claim needs to account for not just today’s expenses but tomorrow’s—future medical care, long-term support, and the emotional toll of living with a life-altering condition.

These challenges can feel like an uphill battle. The good news? You don’t have to go it alone.

How a Lawyer Can Help (And Why It Matters)

A catastrophic injury lawyer does far more than just file paperwork. We become your advocate, your guide, and your voice in a system that often feels confusing, impersonal, and stacked against you.

These cases are about more than money; they’re about justice, accountability, and making sure you and your family can move forward after an unimaginable event. Here’s how our catastrophic injury lawyers in New Iberia can step in to help every step of the way:


Investigating What Happened

Getting to the bottom of what caused your injury is one of the most critical parts of your case. It’s not always as straightforward as it seems. Was it a distracted driver? Faulty equipment? An employer cutting corners on safety?

Evidence

Sometimes, multiple factors come into play, and it takes a thorough investigation to determine exactly what went wrong and who should be held accountable. We start by collecting all the evidence we can.

This might involve reviewing accident reports, obtaining surveillance footage, or interviewing witnesses who saw what happened. When the situation requires it, we bring in experts like accident reconstruction specialists, engineers, or medical professionals to provide insights that strengthen your case.

The goal is simple: to build a strong, fact-based case that proves not only what happened but also why the responsible party—or parties—should be held accountable. With the right investigation, we can uncover the truth and ensure that no detail is overlooked.

Calculating What You’re Owed

When you’ve suffered a catastrophic injury, the costs go far beyond medical bills. Sure, surgeries, hospital stays, and medications are a big piece of the puzzle. But what about the long-term impact, the wages you’ve lost, or the income you’ll never earn because you can’t return to your job? What about the emotional toll of being unable to live the life you once had?

This is where we come in. Our personal injury attorneys work with financial experts, medical professionals, and life care planners to evaluate the full scope of your damages, both now and in the future. This includes:

  • Immediate Costs: Emergency medical care, surgeries, rehabilitation, and therapy
    Future Expenses: Long-term care, home modifications, and assistive devices that you’ll need for the rest of your life
  • Lost Wages and Loss of Income: Compensation for the wages you’ve already missed and the earnings you’ll lose in the future
  • Non-Economic Damages: Pain and suffering, emotional distress, and the loss of enjoyment of life

We leave no stone unturned because it’s not just about covering what you’ve already lost but also making sure you’re set up for the future. You deserve to be fully compensated for everything this injury has taken from you.

You’re facing lost income, ongoing care, emotional suffering, and more. We work with financial experts to ensure every dollar you’re entitled to is included in your personal injury claim because you deserve nothing less.

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Standing Up to Insurance Companies

Let’s be honest: insurance companies are not your friends. Their goal is to protect their bottom line, and they often do that by minimizing payouts, even in cases of severe, life-altering injuries.

They might try to downplay the severity of your injury, argue that you were partially at fault, or offer a quick settlement that doesn’t cover your needs. We handle all communication with insurance companies, so you don’t have to worry about saying the wrong thing or being pressured into accepting less than you deserve.

We know their tactics inside and out, and we won’t let them take advantage of you. And if the insurance company refuses to play fair? We’re not afraid to take your case to court. We’ll fight to make sure you get the compensation you need to rebuild your life.

Making the Process Manageable

The legal system can feel intimidating, especially when you’re already dealing with the stress of a catastrophic injury. There are deadlines to meet, documents to file, and court procedures to sort out. All these elements can feel overwhelming when you’re trying to focus on your recovery.

That’s why we’re here. We take care of the legal details so you don’t have to. From filing your initial claim to negotiating settlements and preparing for trial if necessary, we guide you through every step of the process.

Our catastrophic injury lawyers in New Iberia also make it a priority to keep you informed. You’ll never have to wonder what’s happening with your case, what the next step is, or what you need to do. Our goal is to make the entire legal and claims process as smooth and stress-free as possible.

Client Testimonials Hear from locals like you.

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, ca...

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, caring, and goes above and beyond for everyone in her life. She is a true gem! To know her is to love her!! Anybody would be lucky to have someone like Toni in their corner.

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Sarah Jorden

Marksville

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - profession...

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - professional and always on top of everything. They kept me informed throughout the entire process and made sure I understood every step along the way. My case was resolved better than expected. I can’t thank them enough.

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Melody Johnson

New Orleans

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is q...

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is quick to respond to my questions and gets things done!! Good experience working with this firm.

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kelly

Lake Charles

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Her dedication and attention to detail were clear throughout, and it was evident she genuinely cared about achieving the best possible outcome. Thanks to Erica’s hard work and expertise, my case went smoothly and successfully.
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Marksville

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Lake Charles

Courtney Marsh has a positive attitude and great attention to detail in her work!

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Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had ...

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New Orleans

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

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Tiffany Bardwell

New Iberia

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anonymous

Car Accident

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

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At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go throu...

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go through. They checked in on us to see how things were going with DR appointment and therapy. They checked in on the phone or by text and if I had a question and I was in Lafayette and I would stop by the office one of them would come to answer my questions. I truly appreciate the response and respect that they showed to me and my husband and I would really recommend them to family and friends.

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I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the...

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Lafayette

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New Iberia

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New Orleans

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Alexandria

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Lafayette

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Baton Rouge

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Baton Rouge

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Marksville

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New Orleans

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

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Alexandria

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Lafayette

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New Orleans

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Alexandria

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Baton Rouge

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New Iberia

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Lafayette

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Baton Rouge

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I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situat...

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Lake Charles

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Common Causes of Catastrophic Injuries

Catastrophic injuries often result from unexpected accidents or events caused by negligence, unsafe conditions, or unforeseen hazards. Here are some of the most common causes our personal injury accident lawyers see:

  • Motor Vehicle Accidents: High-speed collisions, truck accidents, motorcycle accidents, pedestrian accidents, bicycle accidents, or drunk driving incidents
  • Workplace Accidents: Falls, equipment malfunctions, or unsafe environments, especially in construction and industrial jobs
  • Falls from height: Unsafe premises or unaddressed hazards like wet floors
  • Defective Products: Faulty machinery, vehicles, or consumer products
  • Fires and Explosions: Workplace incidents or residential accidents involving hazardous materials
  • Offshore accidents: Maritime workers, seamen, and offshore workers hurt on the job

Our Results Speak For Themselves

Legal actions for catastrophic injuries frequently involve large dollar amounts. You can work for a law firm with a history of winning sizable verdicts and settlements, like these examples of just a few of the cases we have handled:

  • $5,250,000: Auto accident resulting in brain injury
  • $5,000,000: Judgment for a paralyzed driver
  • $2,000,000: Auto accident resulting in spinal cord injuries
  • $1,611,000: Trial verdict for a collision resulting in spinal injuries

We can discuss the types of financial compensation you might qualify for in your catastrophic injury case.

Louisiana’s Statute of Limitations for Filing a Catastrophic Injury Lawsuit

In Louisiana, the time to act on a catastrophic injury claim is limited. Under CC 3493.1, you generally have two years from the date of the injury to file a personal injury lawsuit.

Once the filing deadline, or statute of limitations, expires, the at-fault party’s insurance company is no longer legally obligated to offer a settlement. These deadlines can be complicated and confusing, so it’s important to consult an experienced New Iberia catastrophic injury lawyer as soon as possible to protect your right to claim.

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Contact A New Iberia Catastrophic Injury Law Firm Today

Recovering from a severe injury or serious personal injury accident can feel like an uphill battle, but you don’t have to face it alone. Whether you’ve experienced a traumatic brain injury, a crush injury, or a spinal cord injury from a serious accident, our legal team is here to help.

At the personal injury law firm of Laborde Earles, we take our mission seriously to hold negligent parties accountable and fight for full and fair compensation. We work on a contingency fee basis, so there is no upfront cost.

With extensive experience in personal injury claims and wrongful death lawsuits, we’re committed to guiding you through this challenging time. Contact our office today for a free consultation. We’re here to help you move forward.

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