Storms across the coastal state of Louisiana cause wind and flood damage that homeowners count on their insurance to recover from. Severe storm damage can also displace you and your family, which will lead to an additional and ongoing financial impact. When that happens, you should be able to turn to your insurance company for monetary recovery of these storm damage losses.
If your home or business was damaged or destroyed by the wind, water, and flood damage of a tropical storm, we could help you deal with the insurance recovery process. When you retain our Louisiana storm damage lawyer to help negotiate with your insurance company, our entire Laborde Earles Injury Lawyers team works hard to ensure you get your policy’s maximum payout.
We Can Help with Your Storm Damage Insurance Claim in Louisiana
When a storm damages your home, the last thing you want is to get into a battle with your insurance company. Our law firm does not want that struggle for you, either. That is why we help homeowners deal with their insurance providers and fight for the maximum payout of their policy. On your behalf, we will:
- Examine your policy and its coverage options
- Handle communication with your insurer
- Ensure your insurance company acts in good faith
- Assess the financial value of your storm damages
- Compile and submit forms and evidence
- Update you as your case progresses
If attempts to handle your insurance claim on your own do not produce your desired results, our team can step in on your behalf. You should consider hiring us to represent you if you and the insurance adjuster strongly disagree on your storm damage claim, your claim is complex, or your insurance company does not offer a reasonable payment amount. In addition, our team will also help you file an appeal if your claim is denied.
How do I Document the Storm Losses to My Home?
Your insurance company will want to see proof of the damage to your property before awarding you any compensation. When you make a claim for storm losses against your policy, they may send an adjuster to assess your property. As part of the claims process, your proof of damages can include:
- Photos
- Videos
- Repair estimates
- Replacement values
If your policy includes coverage for temporary housing, your insurer may also request those receipts. We will help make sure your application is complete and contains the required supporting documentation. You do not have to deal with the recovery process on your own. Our legal team will monitor the progress of negotiations, recovery, and payment.
How Long Will It Take to Get an Insurance Check for My Storm-Damaged Property?
Waiting for a check from your insurance company can seem interminable. In actuality, the filing and negotiation part of your claim can take a significant amount of time before it even reaches the point of payment. When we handle your storm losses, we work hard to handle your case as efficiently and seamlessly as possible.
In Louisiana, once we agree on a settlement amount, your insurance provider has thirty days to make payment to you, according to RS 22:1973. Our team will hold your insurance company accountable if they fail to compensate you within the allotted time.
You do not have to deal with bad faith insurance practices on your own. Our team also makes sure they value your damages fairly, promptly and accurately explain the coverage options of your policy. In addition, we will help you file a formal complaint with the Louisiana Department of Insurance (LDI) if your insurance company refuses to handle your claim fairly.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientHow a Storm Loss Attorney Can Help with Your Claim
Oceanic and Atmospheric Administration (OAA) information and statistics cite 13 severe storms in 2020 at a total cost of $95 billion. An essential part of getting the right amount of compensation is an accurate assessment of the damage your property sustained, which can include:
- Wind and rain damage
- Structure and foundation damage
- Water and flood damage
- Loss of personal property
It can be hard to assess your storm-damaged home and personal property objectively. However, at Laborde Earles Injury Lawyers, our Louisiana storm loss attorneys work hard to define and calculate your damages accurately when we represent you.
We also make sure you understand – and do not overpay – your policy’s hurricane or flood deductibles. The insurance coverage you purchased should help you restore your home to its pre-storm condition. However, when it does not meet your expectations, we help you get the compensation you need when you need it most.
A Few Reviews Our Client-Focused Legal Services Have Received
Every storm damage client whose case we handle deserves the best from our law firm, and we work hard to make sure you get it. As a result, our client-focused legal service earned the following reviews:
- “This is a wonderful firm. They know the personal injury process in and out and they are patient, explaining each step, making sure you understand, protecting you from being taken advantage of and making sure you get the recovery you need to get back to your life. You’ll never feel uninformed or overwhelmed with them on your side!” – Tiffany Carter
- “They answer your questions directly, treat you as an equal, as a friend, are definitely affordable, and absolutely provide you with the reassurance and peace-of-mind that any great injury law firm should be known for. Thanks, Laborde Earles!” – Ryan Fontenot
- “Laborde Earles went above and beyond my expectations. Great experience overall, they understand their clients and my needs were put first. I can’t say enough about them…[they] went the extra mile and was so reliable…I would highly recommend this firm.” – Brenda Lott
You can read more client reviews on our testimonials page and see how our team represents you with integrity, consideration, and transparency.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientReceive a Free Consultation to Discuss Your Louisiana Storm Damage Claim
Was your home damaged in a Louisiana storm? If you need help with the insurance process, our storm damage lawyers will help you apply for the compensation you deserve from your insurance policy. Find out how hard we fight for you by calling Laborde Earles Injury Lawyers today.
