How We Help After a Hurricane

Louisiana knows the power of hurricanes better than almost any other state. When destructive winds, driving rain, and widespread flooding damage your home or business, the path forward can feel overwhelming. Insurance companies may complicate the process by delaying responses, undervaluing damage, or denying valid claims. You deserve someone in your corner who understands the law, the pressure you face, and the urgency of rebuilding.

Laborde Earles Injury Lawyers represents hurricane victims across Louisiana, including families and business owners in Lafayette, Alexandria, New Orleans, Marksville, New Iberia, Lake Charles, and Baton Rouge. Our attorneys have decades of experience handling storm claims and understand the unique challenges Louisiana residents face when insurers fall short. You should not have to fight for the coverage you paid for without skilled support.

When You Should Call a Hurricane Damage Lawyer

Not every storm claim requires an attorney, but many do. If your insurer is not responding fairly or quickly, legal guidance can make a major difference in the outcome of your claim. It is time to seek help when:

  • Your claim is denied
  • You receive an offer that does not cover repair costs
  • Your insurer delays communication or payment
  • Your policy is confusing or interpreted incorrectly
  • You are overwhelmed by documentation and deadlines
  • You want to appeal a decision or request a second evaluation

A hurricane damage lawyer can step in, organize your file, manage communication, and fight for the full recovery needed to rebuild.

Why Experience Matters in Hurricane Claims

Insurance companies use teams of adjusters, attorneys, and internal experts to protect their financial interests. Policyholders deserve strong representation to level the playing field. Laborde Earles brings extensive experience in storm litigation, settlement negotiation, and insurance disputes.

Our firm has recovered over one billion dollars for clients in Louisiana, including one of the largest storm verdicts in state history. When insurers attempt to minimize losses, undervalue structural damage, or mislabel flood versus wind claims, we challenge these tactics directly using evidence, expert evaluations, and detailed documentation.

Past Hurricanes

Understanding Hurricane Damage to Louisiana Properties

Hurricanes produce different layers of destruction. Some damage is visible right away, while other issues develop over days or weeks. Proper evaluation is essential to ensure nothing is overlooked in your insurance claim.

1

Common types of surface damage include:

  • Detached shingles or torn roofing
  • Broken windows
  • Damaged siding
  • Debris impact
  • Exposed interior materials

Surface damage can lead to more serious issues if not addressed quickly.

2

Structural damage may include:

  • Cracks in walls, ceilings, or foundations
  • Shifting or unstable support beams
  • Weakened roofing structures
  • Bouncy or sagging floors
  • Misaligned doors and window frames
  • Mold growth behind walls or under flooring

Structural issues can make a home unsafe and may significantly increase repair costs. A qualified inspection is crucial for both safety and insurance accuracy.

3

Additional hurricane related losses may include:

  • Downed trees
  • Power outages
  • Damaged utility lines
  • Water intrusion
  • Loss of business operations
  • Temporary relocation expenses

A thorough claim evaluates all damage, not just what is immediately visible.

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What To Do After a Hurricane Damages Your Property

Your actions in the first hours and days after a storm can influence the outcome of your insurance claim. Even small steps help build a strong record. After a hurricane, you should:

  • Contact your insurer quickly to report the loss
  • Photograph and record all visible damage
  • Save damaged items as evidence
  • Keep receipts related to cleanup, repairs, or temporary housing
  • Avoid making permanent repairs before inspection
  • Document every communication with adjusters
  • Call Laborde Earles before giving recorded statements or accepting offers

If independent adjusters or contractors approach you unsolicited, exercise caution. Many represent the interests of insurers or seek to secure work before you understand your coverage.

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Does Homeowners Insurance Cover Hurricane Damage?

Most Louisiana homeowners' insurance policies cover storm-related wind and rain damage. However, they typically do not cover flood damage caused by rising water or storm surge. Flooding requires a separate NFIP or private flood insurance policy. Policies may include:

  • Named storm deductibles
  • Hurricane deductibles
  • Wind and hail deductibles

These deductibles apply only when storms reach certain wind speeds or classifications. Understanding which deductible applies to your situation is key to evaluating your claim.

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What If My Hurricane Claim Is Denied?

A denial is not the final word. Many claims are denied due to incomplete documentation, misinterpretation of damage, or errors by adjusters. Our team reviews your policy, examines the insurer’s reasoning, and identifies every avenue for appeal.

When handling a denial, we:

  • Review the insurer’s written decision
  • Evaluate the evidence used to assess your damage
  • Document structural issues that may have been overlooked
  • Gather additional estimates and expert opinions
  • Prepare and submit a detailed appeal
  • Consider legal action if the insurer acted in bad faith

Louisiana law protects policyholders from unfair insurance practices. If your insurer failed to follow the rules, you may be eligible for additional damages.

Hurricane Damage to Louisiana Businesses

Businesses experience unique challenges after a hurricane, including property destruction, equipment loss, and interruption of operations. Many business owners also face cash flow issues due to delays in reopening. We help business owners pursue:

  • Structural repair costs
  • Equipment replacement
  • Inventory loss
  • Business interruption coverage
  • Extra expense coverage

Our team reviews your policy, documents losses, and negotiates with insurers to secure coverage that supports your recovery.

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Client Testimonials Hear from locals like you.

Michelle Brouillette is always so pleasant whenever I call or stop by the office. She always has a smile on her face.

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Christine G.

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had ...

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had our best interest and our well being as a priority. I would recommend them to friends and family. My case had some extenuating circumstances and they both worked diligently to help us. I am very thankful for their service and dedication to us.

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Michel Lanclos

New Orleans

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are gua...

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are guaranteed to work hard on your case and get the outcome you deserve. Brittani C. is one of the most organized, thorough and helpful paralegals I’ve ever had the pleasure of working with. She keeps you informed and answers all your questions throughout the litigation process.

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Patrick Conner

Baton Rouge

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in ...

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in making you feel heard and cared for. And, she’s, like, really pretty!

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Sylvia Roy

New Iberia

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I thi...

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I think it’s safe to assume that the majority of people who call in are stressed and to have someone who is calm and kind taking the call is a great representation of the company.

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Debbie Fontenot

Marksville

Bridgette is absolutely phenomenal! She's one of the most professional, knowledgeable, and dedicated paralegals I've ever had the pleasure of working ...

Bridgette is absolutely phenomenal! She's one of the most professional, knowledgeable, and dedicated paralegals I've ever had the pleasure of working with. Her attention to detail is unmatched.
She catches things most people would overlook, and she always makes sure every document is perfect before it leaves her hands.
Beyond her incredible skill set, Bridgette is also kind, reliable, and a true team player. She communicates clearly, stays organized under pressure, and goes above and beyond to make sure clients and attorneys alike feel supported.
You can tell she genuinely cares about her work and the people she helps.
If you're lucky enough to have Bridgette as your paralegal, you're in the best possible hands. Five stars isn't enough for someone this exceptional!

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Brittany Johnson

Alexandria

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one re...

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one reason why we use Laborde Earles Law Firm. They make you feel like family!

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Tiffany Bardwell

New Iberia

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go throu...

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go through. They checked in on us to see how things were going with DR appointment and therapy. They checked in on the phone or by text and if I had a question and I was in Lafayette and I would stop by the office one of them would come to answer my questions. I truly appreciate the response and respect that they showed to me and my husband and I would really recommend them to family and friends.

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Hazel G.

Stephanie Brooks was wonderful to work with! She was very professional during our interaction and extremely pleasant throughout the entire process. He...

Stephanie Brooks was wonderful to work with! She was very professional during our interaction and extremely pleasant throughout the entire process. Her kindness and clear communication made everything smooth and easy. Highly recommend working with her and the Laborde Earles Law Firm!

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Jenifer Leger Dendy

Lafayette

I am very impressed with Jillie Boone’s professionalism and dedication. She demonstrates excellent communication skills, strong attention to det...

I am very impressed with Jillie Boone’s professionalism and dedication. She demonstrates excellent communication skills, strong attention to detail, and a high level of reliability. Jillie consistently goes above and beyond to ensure that everything is handled efficiently and with care. Her knowledge and work ethic make her an outstanding professional, and I would highly recommend her!

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jazlynn meece

Baton Rouge

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

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Tracie Martin

Alexandria

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica wa...

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica was professional, knowledgeable, and attentive to every detail. She took the time to explain each step of the process, answered all of my questions thoroughly, and made sure I always felt supported and informed.
Her dedication and attention to detail were clear throughout, and it was evident she genuinely cared about achieving the best possible outcome. Thanks to Erica’s hard work and expertise, my case went smoothly and successfully.
I highly recommend Erica Ducote to anyone in need of a skilled, reliable, and compassionate paralegal. She truly goes above and beyond!

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maddie jo

Marksville

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! ...

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! She is the best, I 1000% recommend her if you have any questions!

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skylar bachman

New Iberia

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attorney who is extremely knowledgeable and you'll never doubt that he'll get the job done!

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Kaitlin H.

They have good to keep me updated on the case but so far the settlement has not been reached.

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Lisa S.

Renee McCaslin is incredibly knowledgeable, professional, and always goes above and beyond to make the legal process smooth and stress-free. I truly a...

Renee McCaslin is incredibly knowledgeable, professional, and always goes above and beyond to make the legal process smooth and stress-free. I truly appreciate her attention to detail and genuine care for her clients!

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Courtnie Heltz

New Orleans

Michelle Brouillette is a wonderful addition to the Laborde Earles team.

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Melanie B.

Trudy Dupuy is a wonderful asset to the team. She does an amazing job.

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Annabelle D.

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions ...

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions and concerns, and her professionalism was top notch. Her phone etiquette, and calm and caring attitude was outstanding.

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Gail

Baton Rouge

I just want to say that Kelby is a wonderful Attorney and will do what ever it takes to make sure you are taking care of. And his Team of Paralegal's,...

I just want to say that Kelby is a wonderful Attorney and will do what ever it takes to make sure you are taking care of. And his Team of Paralegal's, Amber, Toni, Debbie, Alana & Erica are absolutely amazing. You couldn't have ask for better. And to Rachael, she was so sweet the other day when I needed some information about when my advance was going to be ready. Thank you Laborde Earle's Law Firm for always being the Best.

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Lauren O'Quinn

New Orleans

Courtney Marsh has a positive attitude and great attention to detail in her work!

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Rhonda C.

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) whic...

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) which is always a breath of fresh air to be around someone who is genuine. She's a doll and anyone who comes into contact with her is a lucky one!

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Hannah Johnson

Baton Rouge

Jourdan is an outstanding paralegal! She is knowledgeable, organized, and truly cares about the clients she works with. Every interaction I’ve h...

Jourdan is an outstanding paralegal! She is knowledgeable, organized, and truly cares about the clients she works with. Every interaction I’ve had with her has been positive — she takes the time to explain things clearly and makes the process much less stressful. Laborde Earles Law Firm is lucky to have someone like Jourdan on their team. I would highly recommend both Jourdan and the firm to anyone looking for trustworthy and reliable legal support.

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Matt Picard

New Orleans

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is q...

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is quick to respond to my questions and gets things done!! Good experience working with this firm.

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kelly

Lake Charles

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other thing...

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other things. Her detailed skills are very delightful. She goes out of her way to check on us, make sure we don't have any questions, and she is always on point. She moves very quick and always goes above and beyond for us to make sure we understand the process. I am so glad I ran into Laborde Earles and Alexis. Everyone will know about this company for sure and Alexis

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R.S.

Lafayette

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and ...

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and incredibly responsive. He took the time to explain every step of the process in clear terms and always made sure I felt informed and supported.

His attention to detail, strong communication, and genuine dedication made a stressful situation much easier to navigate. Derek went above and beyond to achieve the best possible outcome, and I’m truly grateful for his hard work.

If you’re looking for an attorney who is knowledgeable, reliable, and truly cares about his clients, Derek Hebert is an outstanding choice.

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Brylan Cormier

Lafayette

Courtney Marsh is professional and passionate about her clients! Her communication skills are top notch and she has been amazing to work with! She is ...

Courtney Marsh is professional and passionate about her clients! Her communication skills are top notch and she has been amazing to work with! She is truly a blessing!

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Tori E.

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, ca...

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, caring, and goes above and beyond for everyone in her life. She is a true gem! To know her is to love her!! Anybody would be lucky to have someone like Toni in their corner.

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Sarah Jorden

Marksville

I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the...

I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the entire process. He was always patient, knowledgeable, and quick to respond to any questions I had. What stood out most was how genuinely he cared. He made sure I understood every step and always made me feel supported and informed.

Wesley’s professionalism and compassion truly set him apart. He made a stressful situation so much easier, and I’m incredibly grateful for all of his hard work. I highly recommend Wesley and the entire Laborde Earles team. They really do put their clients first.

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Jaine Fisher

Lafayette

Over the past 3 years I have encountered one of the best Law Firms in Laborde Earles Injury Lawyers which have been handling my Lejeune Contaminated T...

Over the past 3 years I have encountered one of the best Law Firms in Laborde Earles Injury Lawyers which have been handling my Lejeune Contaminated Toxic Water Claim. Mr. John Chaillot has been instrumental in advising me on documentation, timelines, and all matters pertaining to my case. A true professional and appreciated. Thank you.

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Stephan C.

Eryn Laughlin is a good employee, we love her!

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anonymous

Car Accident

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situat...

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situation. They made everything easy to understand and handled every detail with care. I felt supported the whole way through. I highly recommend Renee McCaslin to anyone looking for a paralegal who goes above and beyond.

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Rosann Roberts

Lake Charles

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

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Tracie M.

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you fo...

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you for all your hard work to all the people working on our case.

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Sandi W.

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan Couvillon

Alexandria

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - profession...

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - professional and always on top of everything. They kept me informed throughout the entire process and made sure I understood every step along the way. My case was resolved better than expected. I can’t thank them enough.

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Melody Johnson

New Orleans

Syntera was Very professional and courteous. Answered my concerns.

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Lisa G.

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan C.

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. He...

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. Her communication is clear, and she truly cares about delivering results. I couldn’t recommend her more highly!

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Mimi

Lake Charles

Over 1,700 5-Star Reviews

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Preparing for a Hurricane Before It Arrives

Preparation does not prevent all damage, but it can help support future claims. Before a major storm, consider:

  • Photographing the interior and exterior areas of your property
  • Creating a video inventory of valuable items
  • Saving receipts for appliances, electronics, and major purchases
  • Storing important documents in waterproof containers
  • Boarding windows and securing outdoor items
  • Reviewing your insurance policy and deductibles
  • Knowing how to contact your insurer and your attorney

After the storm, keep damaged items until your claim is properly documented.

Hurricane Damage Claims Clear Answers to Important Questions

When should I contact a lawyer?

Any time your insurer delays, denies, or undervalues your claim, or when you feel overwhelmed by the process. Read More On This Topic

How long does the process take?

Timelines vary depending on the severity of the damage, insurer responsiveness, and the need for appeals.

Should I get multiple repair estimates?

Yes. Independent evaluations often uncover damage overlooked by adjusters.

Can I file both wind and flood claims?

If you have both policies, yes. These claims are separate and may require different documentation.

Can you help if repairs have already started?

In many cases, yes. Keep receipts, photos, and any evidence related to the damage.

Do you have more questions?

Our team is here to answer every question about your case—clearly and honestly.

Speak With a Louisiana Hurricane Damage Lawyer

After a hurricane, you deserve an advocate who will fight for the financial support needed to rebuild. Laborde Earles Injury Lawyers has helped Louisiana families and business owners recover after some of the most destructive storms in our state’s history. You do not have to face the claims process alone.

Contact our Louisiana hurricane damage team today for a free consultation and let us help you move forward with confidence.

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