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How We Help After a Hurricane

Louisiana knows the power of hurricanes better than almost any other state. When destructive winds, driving rain, and widespread flooding damage your home or business, the path forward can feel overwhelming. Insurance companies may complicate the process by delaying responses, undervaluing damage, or denying valid claims. You deserve someone in your corner who understands the law, the pressure you face, and the urgency of rebuilding.

Laborde Earles Injury Lawyers represents hurricane victims across Louisiana, including families and business owners in Lafayette, Alexandria, New Orleans, Marksville, New Iberia, Lake Charles, and Baton Rouge. Our attorneys have decades of experience handling storm claims and understand the unique challenges Louisiana residents face when insurers fall short. You should not have to fight for the coverage you paid for without skilled support.

When You Should Call a Hurricane Damage Lawyer

Not every storm claim requires an attorney, but many do. If your insurer is not responding fairly or quickly, legal guidance can make a major difference in the outcome of your claim. It is time to seek help when:

  • Your claim is denied
  • You receive an offer that does not cover repair costs
  • Your insurer delays communication or payment
  • Your policy is confusing or interpreted incorrectly
  • You are overwhelmed by documentation and deadlines
  • You want to appeal a decision or request a second evaluation

A hurricane damage lawyer can step in, organize your file, manage communication, and fight for the full recovery needed to rebuild.

Why Experience Matters in Hurricane Claims

Insurance companies use teams of adjusters, attorneys, and internal experts to protect their financial interests. Policyholders deserve strong representation to level the playing field. Laborde Earles brings extensive experience in storm litigation, settlement negotiation, and insurance disputes.

Our firm has recovered over one billion dollars for clients in Louisiana, including one of the largest storm verdicts in state history. When insurers attempt to minimize losses, undervalue structural damage, or mislabel flood versus wind claims, we challenge these tactics directly using evidence, expert evaluations, and detailed documentation.

Past Hurricanes

Beryl 2024

Francine

Case Results & Recoveries Our team shows up for you and results follow—every time.

Catastrophic Injuries $42
Million

For a burn victim in plant explosion

Read More About This Case

Wrongful Death $23 Million

For the family of a mother who died

Insurance Bad Faith $17 Million

For patients who were overbilled

Insurance Bad Faith $11.8
Million

Largest hurricane claim verdict in LA

Insurance Bad Faith $10.4
Million

Loss of revenue

Maritime Injury $8 Million

Maritime worker injured offshore

Car Accident $5.25 Million

Auto accident resulting in brain injury

Thousands of Louisianans have trusted us and won.

See Our Case Results

Understanding Hurricane Damage to Louisiana Properties

Hurricanes produce different layers of destruction. Some damage is visible right away, while other issues develop over days or weeks. Proper evaluation is essential to ensure nothing is overlooked in your insurance claim.

1

Common types of surface damage include:

  • Detached shingles or torn roofing
  • Broken windows
  • Damaged siding
  • Debris impact
  • Exposed interior materials

Surface damage can lead to more serious issues if not addressed quickly.

2

Structural damage may include:

  • Cracks in walls, ceilings, or foundations
  • Shifting or unstable support beams
  • Weakened roofing structures
  • Bouncy or sagging floors
  • Misaligned doors and window frames
  • Mold growth behind walls or under flooring

Structural issues can make a home unsafe and may significantly increase repair costs. A qualified inspection is crucial for both safety and insurance accuracy.

3

Additional hurricane related losses may include:

  • Downed trees
  • Power outages
  • Damaged utility lines
  • Water intrusion
  • Loss of business operations
  • Temporary relocation expenses

A thorough claim evaluates all damage, not just what is immediately visible.

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What To Do After a Hurricane Damages Your Property

Your actions in the first hours and days after a storm can influence the outcome of your insurance claim. Even small steps help build a strong record. After a hurricane, you should:

  • Contact your insurer quickly to report the loss
  • Photograph and record all visible damage
  • Save damaged items as evidence
  • Keep receipts related to cleanup, repairs, or temporary housing
  • Avoid making permanent repairs before inspection
  • Document every communication with adjusters
  • Call Laborde Earles before giving recorded statements or accepting offers

If independent adjusters or contractors approach you unsolicited, exercise caution. Many represent the interests of insurers or seek to secure work before you understand your coverage.

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Does Homeowners Insurance Cover Hurricane Damage?

Most Louisiana homeowners' insurance policies cover storm-related wind and rain damage. However, they typically do not cover flood damage caused by rising water or storm surge. Flooding requires a separate NFIP or private flood insurance policy. Policies may include:

  • Named storm deductibles
  • Hurricane deductibles
  • Wind and hail deductibles

These deductibles apply only when storms reach certain wind speeds or classifications. Understanding which deductible applies to your situation is key to evaluating your claim.

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What If My Hurricane Claim Is Denied?

A denial is not the final word. Many claims are denied due to incomplete documentation, misinterpretation of damage, or errors by adjusters. Our team reviews your policy, examines the insurer’s reasoning, and identifies every avenue for appeal.

When handling a denial, we:

  • Review the insurer’s written decision
  • Evaluate the evidence used to assess your damage
  • Document structural issues that may have been overlooked
  • Gather additional estimates and expert opinions
  • Prepare and submit a detailed appeal
  • Consider legal action if the insurer acted in bad faith

Louisiana law protects policyholders from unfair insurance practices. If your insurer failed to follow the rules, you may be eligible for additional damages.

Hurricane Damage to Louisiana Businesses

Businesses experience unique challenges after a hurricane, including property destruction, equipment loss, and interruption of operations. Many business owners also face cash flow issues due to delays in reopening. We help business owners pursue:

  • Structural repair costs
  • Equipment replacement
  • Inventory loss
  • Business interruption coverage
  • Extra expense coverage

Our team reviews your policy, documents losses, and negotiates with insurers to secure coverage that supports your recovery.

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Client Testimonials Hear from locals like you.

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in ...

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in making you feel heard and cared for. And, she’s, like, really pretty!

S
Sylvia Roy

New Iberia

They have good to keep me updated on the case but so far the settlement has not been reached.

L
Lisa S.

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are gua...

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are guaranteed to work hard on your case and get the outcome you deserve. Brittani C. is one of the most organized, thorough and helpful paralegals I’ve ever had the pleasure of working with. She keeps you informed and answers all your questions throughout the litigation process.

P
Patrick Conner

Baton Rouge

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one re...

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one reason why we use Laborde Earles Law Firm. They make you feel like family!

T
Tiffany Bardwell

New Iberia

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situat...

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situation. They made everything easy to understand and handled every detail with care. I felt supported the whole way through. I highly recommend Renee McCaslin to anyone looking for a paralegal who goes above and beyond.

R
Rosann Roberts

Lake Charles

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attorney who is extremely knowledgeable and you'll never doubt that he'll get the job done!

K
Kaitlin H.

I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the...

I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the entire process. He was always patient, knowledgeable, and quick to respond to any questions I had. What stood out most was how genuinely he cared. He made sure I understood every step and always made me feel supported and informed.

Wesley’s professionalism and compassion truly set him apart. He made a stressful situation so much easier, and I’m incredibly grateful for all of his hard work. I highly recommend Wesley and the entire Laborde Earles team. They really do put their clients first.

J
Jaine Fisher

Lafayette

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. He...

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. Her communication is clear, and she truly cares about delivering results. I couldn’t recommend her more highly!

M
Mimi

Lake Charles

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

T
Tracie M.

Over 1,700 5-Star Reviews

Read More Testimonials

Preparing for a Hurricane Before It Arrives

Preparation does not prevent all damage, but it can help support future claims. Before a major storm, consider:

  • Photographing the interior and exterior areas of your property
  • Creating a video inventory of valuable items
  • Saving receipts for appliances, electronics, and major purchases
  • Storing important documents in waterproof containers
  • Boarding windows and securing outdoor items
  • Reviewing your insurance policy and deductibles
  • Knowing how to contact your insurer and your attorney

After the storm, keep damaged items until your claim is properly documented.

Hurricane Damage Claims Clear Answers to Important Questions

When should I contact a lawyer?

Any time your insurer delays, denies, or undervalues your claim, or when you feel overwhelmed by the process. Read More On This Topic

How long does the process take?

Timelines vary depending on the severity of the damage, insurer responsiveness, and the need for appeals.

Should I get multiple repair estimates?

Yes. Independent evaluations often uncover damage overlooked by adjusters.

Can I file both wind and flood claims?

If you have both policies, yes. These claims are separate and may require different documentation.

Can you help if repairs have already started?

In many cases, yes. Keep receipts, photos, and any evidence related to the damage.

Do you have more questions?

Our team is here to answer every question about your case—clearly and honestly.

(337) 777-7777 Call Us 24/7

Speak With a Louisiana Hurricane Damage Lawyer

After a hurricane, you deserve an advocate who will fight for the financial support needed to rebuild. Laborde Earles Injury Lawyers has helped Louisiana families and business owners recover after some of the most destructive storms in our state’s history. You do not have to face the claims process alone.

Contact our Louisiana hurricane damage team today for a free consultation and let us help you move forward with confidence.

Our Locations Find Your Local Office

Lafayette

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1901 Kaliste Saloom Rd.
Lafayette, LA 70508

 (337) 777-7777
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Alexandria

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100 Versailles Blvd, Suite A,
Alexandria, LA 71303

 (318) 777-7777
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Marksville

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306 N Washington St. Suite A,
Marksville, LA 71351

 (318) 310-8922
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New Iberia

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230 W. Main St.
New Iberia, LA 70560

 (337) 547-2777
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Lake Charles

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530 E. College St.
Lake Charles, LA 70605

 (337) 612-6909
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Baton Rouge

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660 St. Ferdinand St.
Baton Rouge, LA 70802

 (225) 777-7777
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New Orleans

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821 Baronne St. Suite D.
New Orleans, LA 70113

 (504) 777-7777
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