Insurance Claims Lawyer in Louisiana

Supporting Louisiana families through the insurance claim recovery process.

David Laborde & Digger Earles

Founding Partners

$1 Billion+

Recovered for Louisianians

25+ Attorneys

Collaboration on every case

350+ Years

Combined years of experience

1,700+ Reviews

4.9 Google Rating

How We Help You Navigate the Insurance Process

When a hurricane, storm, or unexpected disaster damages your home or business, the financial and emotional toll can feel overwhelming. Insurance is supposed to protect you, but many Louisiana families discover that filing a claim is far more complicated than expected. Some receive a denial. Others are offered payouts far below the true cost of their loss.

Laborde Earles Injury Lawyers helps Louisiana property owners pursue the coverage they paid for. Our team guides you through every stage of the claims process, whether your property was damaged in a hurricane, impacted by high winds, or flooded during a severe weather event. With offices in Lafayette, Alexandria, Marksville, New Iberia, Lake Charles, New Orleans, and Baton Rouge, we are here to support you statewide.

Understanding Your Policy Is the First Step

Insurance policies are lengthy, dense, and difficult to interpret. Our team reviews every detail to identify the full scope of your coverage. This includes exclusions, special provisions, limits, deductibles, and what qualifies as a covered loss. We help you gather and review the following:

Your complete homeowners or commercial insurance policy
Supplemental or add-on policies
Flood insurance documentation
Deductible details
Denial letters or partial payment letters
All written communication with your insurer

If you are unsure which documents are missing, we can help you request them. Our goal is to understand your coverage completely before taking action.

Documenting Your Losses for a Strong Claim

Storm and hurricane damage often affects multiple areas of a property. You may have visible destruction, hidden structural issues, or additional losses discovered weeks later. A well-documented claim is essential for a full recovery.

Recoverable losses may include:

Exterior damage such as roofing, siding, and gutters
Interior damage, including flooring, drywall, and ceilings
Water intrusion that affects insulation or electrical systems
Personal property loss, including furniture, appliances, and clothing
Damage to garages, sheds, or detached structures
Landscaping and outdoor areas
Total property loss where repairs are not possible

If your policy provides it, we also help you seek reimbursement for temporary housing, food expenses, and displacement costs.

Client Testimonials Hear from locals like you.

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and ...

Brylan Cormier

Lafayette

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, ca...

Sarah Jorden

Marksville

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! ...

skylar bachman

New Iberia

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situat...

Rosann Roberts

Lake Charles

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

Tracie Martin

Alexandria

Over the past 3 years I have encountered one of the best Law Firms in Laborde Earles Injury Lawyers which have been handling my Lejeune Contaminated T...

Stephan C.

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you fo...

Sandi W.

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Megan Couvillon

Alexandria

Trudy Dupuy is a wonderful asset to the team. She does an amazing job.

Annabelle D.

Over 1,700 5-Star Reviews

Talk to a Louisiana Local Attorney Today

Get a Free Case Evaluation

(337) 777-7777 Call Us 24/7

Let Us Manage the Insurance Claim Process

Insurance companies often require paperwork, proof, follow-up, and repeated communication. Many families find the process exhausting. Our team handles the details so you can focus on yourself and your loved ones. We assist with every part of the process:

Collecting and submitting all claim forms
Reviewing your file for accuracy and completeness
Communicating with adjusters and insurance representatives
Tracking deadlines and required responses
Preparing reports and supporting documentation
Keeping you informed as your claim progresses

If your insurer delays action, undervalues your losses, or fails to communicate, we document the behavior and address it directly.

Flood Damage

Hurricane Damage

Storm Damage

Storm Loss

Water Damage

Wind Damage

When Insurance Companies Act in Bad Faith

Louisiana law requires insurers to treat policyholders fairly. When an insurer avoids communication, refuses to pay a valid claim, or fails to investigate properly, it may be considered bad faith.

Examples include:

Unreasonable delays
Denial without justification
Failure to request additional information
Ignoring documentation or evidence
Offering a payout far below documented loss

If your insurer engages in these practices, we help you pursue additional damages allowed under Louisiana law.

After a Claim Denial or Low Offer

Receiving a denial letter or a low settlement offer is discouraging, but it is not the end of your claim. Many families successfully recover more through an appeal or negotiation with proper legal support. When we handle your appeal, we:

Review your original submission
Examine the insurer’s stated reasons
Identify inaccuracies or incomplete assessments
Provide supplemental evidence
Resubmit a corrected and reinforced claim
Explain each step of the appeals timeline

Insurers may resist changing their decision. Our team ensures they follow the rules, respond in reasonable time frames, and take your evidence seriously.

Case Results & Recoveries Our team shows up for you and results follow—every time.

Catastrophic Injuries $42 Million

For a burn victim in plant explosion

Wrongful Death $23 Million

For the family of a mother who died

Insurance Bad Faith $17 Million

For patients who were overbilled

Insurance Bad Faith $11.8 Million

Largest hurricane claim verdict in LA

Insurance Bad Faith $10.4 Million

Loss of revenue

Maritime Injury $8 Million

Maritime worker injured offshore

Car Accident $5.25 Million

Auto accident resulting in brain injury

Thousands of Louisianans have trusted us and won.

See Our Case Results

Helping Louisiana Families Rebuild

Storms and hurricanes affect entire communities. Our firm has helped families throughout Acadiana, Southwest Louisiana, Central Louisiana, and Greater New Orleans rebuild after some of the state’s most devastating weather events.

Clients who have worked with us describe our team as supportive, responsive, and committed to doing what is right. We take pride in helping families recover so they can move forward.

Our Legal Team We fight for our own.

Meet Our Team

Digger Earles

Founding Partner

Hunter, fisherman, and aggressive trial attorney, most recently securing a historic $5 million bad faith excess verdict.

Top 10 Trucking Trial Lawyers
Acadiana Profile Top Lawyer
Top 100 National Trial Lawyers

David Laborde

Founding Partner

In addition to owning a ranch and hunting on the weekends, David is recognized as a top trial lawyer in Louisiana, most recently winning a $7.2 million settlement.

Top 100 Trial Lawyers
Acadiana Profile Top Lawyer
Multi–Million Dollar Advocates Forum

Alexis Davis

Attorney

Personal injury attorney at Laborde Earles, Alexis combines award-winning legal writing with diligent advocacy, focusing on protecting clients’ interests throughout Louisiana.

Best Case Note
Law Review award winner

Aaron Bergeron

Attorney

Personal injury attorney Aaron Bergeron brings a client-first approach shaped by courtroom and judicial experience.

Law Clerk, 27th Judicial District Court
Graduated cum laude, Southern University Law Center

Ben Alexander

Attorney

Litigation attorney Ben leverages years of experience defending catastrophic, maritime, and insurance cases, including those involving the Deepwater Horizon incident.

Deepwater Horizon MDL
Rising Star 2013–2018
Top 100 honoree

Cade Melancon

Attorney

Cade brings judicial and court experience, as well as catastrophic injury litigation skills developed from pre-suit preparation through trial support and appeals.

Federal court internship
District staff attorney

Carolina De La Pena Rogers

Attorney

Carolina represents motor-vehicle crash victims, applying nationwide immigration litigation experience with a proactive strategy, clear communication, and client-focused guidance.

Spanish speaker
Immigration courts admitted
Louisiana Association for Justice

Daniel Snellings

Attorney

With more than 30 years in complex litigation, Daniel represents injured victims in auto, maritime, product liability, toxic tort, and class matters.

Martindale-Hubbell rated
Best Maritime Attorneys 2022
NITA skills certificate

David Charles Laborde Jr.

Attorney

DC handles diverse injury matters, using prior insurance-defense and entertainment-law experience to anticipate tactics, strengthen claims, and guide clients through every step.

Former defense attorney
Louisiana Bar admitted
Tulane football letterman

Derek B. Hebert

Attorney

Personal injury attorney Derek Hebert takes a proactive, detail-driven approach, building cases early to apply pressure and pursue strong results.

Full-Tuition Merit Scholarship Recipient
Certificate in Civil Law Studies

Frances Gossen O'Neal

Attorney

Fran is an experienced litigator with strong research roots, clerkship experience, and broad court admissions, providing thoughtful, steady representation for injured clients.

23rd JDC clerkships
LSU Law J.D.

Jeanne Laborde

Attorney

Personal injury attorney Jeanne has spent decades guiding clients through treatment, billing, and insurance issues with diligence, clarity, and compassion.

Bilingual English/Spanish
20+ years serving clients

Jennifer Coussan

Attorney

Lafayette native Jennifer brings sharp judicial perspective from federal and appellate clerkships, strengthening litigation strategy, motion practice, and outcomes for clients.

Federal law clerk
Third Circuit attorney

Jonathan Chatwin

Attorney

Jonathan focuses on workers’ compensation and personal injury, combining accounting training and Army service with practical, disciplined advocacy for Louisiana clients daily.

U.S. Army veteran
Fifth Circuit admitted

Kade Stutes

Attorney

Storm claim attorney Kade serves Acadiana homeowners with local roots, judicial-clerkship experience, and a steady, responsive approach to complex insurance disputes.

27th JDC judicial clerk
Society VP
Louisiana Bar 2023

Kelby Rasmussen

Attorney

Kelby practices personal injury law, drawing on courtroom insight from district-judge clerkships, to provide clear answers and steady guidance to clients following serious accidents.

36th JDC law clerk
LAJ member

Kristen Broussard Guidry

Attorney

Kristen brings more than 25 years of experience and deep insurance-defense insight, now using industry knowledge to zealously advocate for injury clients.

Top 15% LSU
Outstanding Young Lawyer
Past YLA President

Mary Cryar

Attorney

Mary turns two decades of insurance and injury defense experience into advocacy for people facing serious injuries or denied insurance claims today.

NITA instructor
Taught LSU trial advocacy
Multi-state bar admissions

Nicholas R. Rockforte

Attorney

Nicholas represents clients in injury, complex litigation, and class actions, bringing a first-in-class mindset and underdog focus to every case for clients.

Top 40 Under 40
Levee counsel

Paul Laborde

Attorney

Personal injury attorney Paul Laborde brings a thorough, disciplined approach shaped by strong legal training and a deep respect for the profession.

LSU Law Graduate
Judicial & Legislative Experience

Robert (“Rob”) Marionneaux Jr

Attorney

Trial lawyer Rob focuses on catastrophic injury and wrongful death, delivering proven courtroom results while supporting families through life-changing tragedies today.

$20.6M verdict
Million Dollar Advocates
Hall of Fame inductee

Ryan Saunders

Attorney

Ryan brings first-responder experience and trial-driven precision to complex matters, dedicated to helping clients who need a prepared, strategic advocate always today.

First responder 10+ years
Felony defense
Patent bar passed

Scott Higgins

Attorney

Scott is a seasoned injury litigator handling wrongful death, maritime, and complex multi-party cases, valuing client relationships as much as results always.

AV Preeminent rated
Licensed in Louisiana/Texas

Shawn Bordelon

Attorney

Shawn is a personal injury litigator with defense-side insight, representing clients through trial and appeals, including matters that reach the Louisiana Supreme Court level.

Former defense counsel
Louisiana Supreme Court experience

Victor Rushing

Attorney

Victor is a pre-litigation attorney who guides injured clients through early case strategy, providing clear communication and responsive, detail-oriented representation.

Western District admitted
Knights of Columbus

Wesley Elmer

Attorney

Wesley evaluates claims from both sides, helping clients understand strengths and risks while pursuing fair outcomes in personal injury matters statewide fully.

Dual-perspective counsel
Fifth Circuit admitted
Former parish bar president

Will Casanova

Attorney

Will devotes his practice to Louisiana workers’ compensation, providing injured workers with steady, informed guidance to navigate benefits, treatment, and claims.

Past Acadia Bar President
Southern graduate

Amit Gulati

Attorney

Attorney Amit Gulati brings courtroom-tested advocacy and a trial-first mindset to personal injury and criminal defense cases.

Former Orleans Public Defenders Attorney
Extensive Felony Trial Experience

Louisiana Insurance Claims Clear Answers to Important Questions

What types of storms qualify for coverage?

It depends on your policy. Most policies address wind, water intrusion, lightning, and structural damage. Flooding often requires a separate NFIP policy.

How long do I have to file a claim?

Timelines vary by policy and type of damage. Contact us quickly so we can determine your deadlines.

Can I file a claim if repairs have already started?

In many cases, yes. We help you organize receipts, photos, and documentation to prove the loss.

Should I speak to the adjuster alone?

You can, but many clients prefer we manage communication to prevent misunderstandings.

What if I cannot find my full policy?

We help you request a certified copy from your insurer.

Do you have more questions?

Our team is here to answer every question about your case—clearly and honestly.

(337) 777-7777 Call Us 24/7

Talk to Our Louisiana Insurance Claims Team

If your property was damaged in a hurricane or storm and you are struggling with your insurance company, Laborde Earles Injury Lawyers is here to help. We support homeowners and business owners across Louisiana and are ready to review your situation at no cost.

Contact us today to speak with a member of our insurance claims team and take the first step toward rebuilding.