How a Marksville Rideshare Accident Lawyer Can Help

It’s no secret that ride-hailing services like Uber and Lyft have taken over the transportation industry in recent years. However, they have also caused accidents, just like other vehicles on the road.

A recent study shows that ridesharing services contribute about 3% of all deaths in automobile crashes. Not only are cabs, limos, and other traditional modes of transportation having to deal with fierce competition from these rideshare giants, but they are also dealing with an increase in accidents due to drivers who aren’t properly vetted or are distracted when driving.

While rideshare companies may offer a convenient service, some drivers often endanger themselves and other innocent bystanders. If you get into a rideshare accident, ensure you contact an attorney promptly for help. Getting professional help from a Marksville rideshare accident lawyer will help you know what to expect from the onset.

Determining Your Rideshare Accident Claim’s Worth

A rideshare accident claim can be worth more than you think. When filing a claim for an Uber or Lyft accident, it’s essential to understand the full extent of your injuries, any impact they will have on your future, and how much compensation you may need to cover these damages.

Since rideshare claims are unique compared to other car accidents, calculating a claim value can be difficult. However, an attorney can assess everything involved in your case and determine your claim’s worth, including:

  • Current and future medical expenses
  • Lost wages from your injuries
  • Physical pain and emotional suffering from your injuries
  • Property damage from the accident

After assessing all the details, your attorney can give an estimate of the worth of your claim, which can be thousands or millions of dollars, depending on your case.

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What Happens If the Driver Is At-Fault?

If a rideshare driver is at fault in an accident, the injured victim can file a claim against their personal auto insurance policy. If the driver does not have sufficient coverage for the victim’s injuries, the injured parties can sue the rideshare company for additional coverage.

In this situation, Uber and Lyft typically carry commercial liability insurance with coverage limits up to $1 million per incident. This insurance covers their drivers from the time they accept a ride request until they drop off the passenger at their destination. This insurance also pays for injuries caused by uninsured or underinsured drivers and injuries caused by hit-and-run drivers.

What If You Were Driving Your Car During the Accident?

However, if you were hit by an Uber or Lyft driver (you were driving your car, and they hit you), then it is more complicated. The rideshare company’s insurance will not cover any injuries to you or the passengers in your vehicle. In this case, the rideshare driver’s personal insurance policy would cover your property damage and injuries. They’re required to have personal insurance while they are not logged into the app, but it might not be enough to compensate you for all your damages, especially if someone was seriously injured.

You are entitled to file a claim against the driver in this scenario. This option requires that your insurance coverage has been exhausted and that your losses exceed the limits of their personal insurance policy.

The court may rule that the rideshare company is partially liable for your injuries because they hired an unsafe driver.

Steps to Take After a Rideshare Accident

Who is responsible when an Uber or Lyft driver is involved in a car accident? If you’re an injured passenger, this question can be fundamental. The answer will determine who pays for your medical bills, lost wages, and other damages.

Rideshare insurance policies are complicated, so it’s important to know what to do after an accident. These vital steps can help:

  • Seeking medical attention
  • Gathering evidence (including photos of the scene, details about the other driver, and witness testimonies)
  • Getting the insurance information of the rideshare company and driver
  • Reporting the accident to law enforcement
  • Gather all information about the other vehicle(s) involved
  • Call 911 and report the accident to the police
  • Don’t talk to another driver’s insurance company until you have hired a lawyer

Once you’ve sought medical attention, the next step is hiring a personal injury attorney. The Marksville rideshare accident lawyer should know rideshare accidents, insurance policies, and personal injury laws. This will ensure your rights are protected and help you get compensation for your injuries, lost wages, and pain and suffering.

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Alexandria

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Why Choose a Marksville Rideshare Accident Lawyer?

If you were injured in an Uber or Lyft accident, it is a good idea to seek the help of a lawyer. The rideshare company’s insurance policy does not always cover rideshare drivers. The driver’s personal insurance may also refuse to provide compensation if it turns out that they were driving for work when the incident occurred.

This type of accident is more complicated because you’re dealing with a third party (the rideshare company) that wasn’t directly involved in the accident but still plays a role in the case. The company may be responsible for compensating you for damages if the driver is found to be at fault.

A Marksville rideshare accident lawyer will be able to assess your situation and determine which party is responsible for your injuries. A dedicated attorney should get you the compensation that you deserve.

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Whether riding or driving, safety is a concern for everyone involved in rideshare carpooling. It’s up to both parties to know their rights and responsibilities if they want to maximize benefits, avoid any costly mistakes, and ensure that everyone comes home safely after the ride. Contact Laborde Earles Injury Lawyers for guidance if you get involved in a rideshare accident. Call us today for a free consultation.

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