We Understand the Frustration a Disputed Insurance Claim Can Cause for Property Owners

After you suffer property damage in a Louisiana storm, you expect your insurance company to give you a high level of service. After all, insurers always tout their friendly service on television commercials and in communications with you.

However, once you need to file a claim, you may find that the insurance company’s tune changes. For example, the insurer may question the level of damage from the storm you are claiming. They may use technicalities to try to delay paying your claim. They may even ignore your questions and concerns, leaving you feeling as if you have no recourse.

Rather than taking a lowball settlement offer and paying for your repairs out of pocket, you can hire a storm loss attorney from our firm to advocate for you.

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Our Storm Damage Attorneys Are Ready to Help Combat the Bad Faith Tactics

Through many years of experience representing clients in the state of Louisiana and the Marksville area, we have a strong feel for how insurance companies operate after severe storms.

We will work hard to study the facts in your case to determine the best path forward. If your insurer is operating in bad faith, we will put together a strategy to combat these insurers’ unethical behaviors.

Some examples of bad faith tactics from an insurance company include:

  • Altering the terms of the policy without notifying you
  • Creating new rules for you to follow when making a claim that are not part of the policy
  • Misrepresenting the coverage rules in the policy to confuse you
  • Delaying the payout process without a valid reason
  • Threatening you with an insurance fraud charge for making an honest, simple mistake
  • Failing to send an adjuster or investigator to the property in a timely manner
  • Failing to set up your payment within 30 days after receiving your valid claim forms, as the Louisiana
  • Department of Insurance (LDI) requires
  • Refusing to communicate with you when you or your legal representative have questions
  • Threatening to cancel your policy
  • Purposely undervaluing the damage to your home
  • Wrongfully denying your claim

Our Marksville storm damage attorneys will aggressively pursue your right to fair compensation from your insurance company. After years of dealing with insurance companies, we know how to navigate these policies and will confidently work to protect your legal rights.

Types of Reimbursable Items Your Insurance Policy May Cover

Surface damage such as dented siding, damaged roofing, and broken windows can allow rainwater and debris to enter your home and cause extensive damage. Structural damage affects the structural supports of your home, including beams, piles, and the foundation. Either type of damage can significantly affect your home’s habitability and property value.

As a property owner, you need to educate yourself about exactly what kinds of storm damage your insurance policy covers. Some insurers may misrepresent what items have protection under the policy to avoid paying some parts of your claim.

Common items for which you can receive payment from a storm loss include:

  • Personal property items
  • Building roof
  • Building frame
  • Walls
  • Detached buildings
  • Fencing on the property
  • Removal of debris
  • Cleanup costs
  • Costs for temporary living arrangements

If you have suffered losses due to severe weather, you may be able to claim compensation for the above damages and more. A Marksville attorney from our firm can help you compile evidence and establish the value of your claim, even for highly complex insurance policies.

man signing a form

Let Us Help You Decipher Your Insurance Policy’s Wording

To prevent the insurance company from denying parts of your storm damage claim because of confusing wording in the policy, you should familiarize yourself with all aspects of your coverage.

If you are struggling to understand exactly what the policy says, or if you believe the insurer is misinterpreting the policy’s language, our team is ready to help. We can give you advice on how to proceed with your claim based on the exact language in your policy.

Client Testimonials Hear from locals like you.

Michelle Brouillette is always so pleasant whenever I call or stop by the office. She always has a smile on her face.

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Christine G.

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other thing...

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other things. Her detailed skills are very delightful. She goes out of her way to check on us, make sure we don't have any questions, and she is always on point. She moves very quick and always goes above and beyond for us to make sure we understand the process. I am so glad I ran into Laborde Earles and Alexis. Everyone will know about this company for sure and Alexis

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R.S.

Lafayette

Eryn Laughlin is a good employee, we love her!

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anonymous

Car Accident

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you fo...

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you for all your hard work to all the people working on our case.

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Sandi W.

I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the...

I had an amazing experience working with my paralegal, Wesley Guillory, at Laborde Earles Law Firm. Wesley went above and beyond for me throughout the entire process. He was always patient, knowledgeable, and quick to respond to any questions I had. What stood out most was how genuinely he cared. He made sure I understood every step and always made me feel supported and informed.

Wesley’s professionalism and compassion truly set him apart. He made a stressful situation so much easier, and I’m incredibly grateful for all of his hard work. I highly recommend Wesley and the entire Laborde Earles team. They really do put their clients first.

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Jaine Fisher

Lafayette

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. He...

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. Her communication is clear, and she truly cares about delivering results. I couldn’t recommend her more highly!

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Mimi

Lake Charles

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan Couvillon

Alexandria

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is q...

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is quick to respond to my questions and gets things done!! Good experience working with this firm.

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kelly

Lake Charles

Renee McCaslin is incredibly knowledgeable, professional, and always goes above and beyond to make the legal process smooth and stress-free. I truly a...

Renee McCaslin is incredibly knowledgeable, professional, and always goes above and beyond to make the legal process smooth and stress-free. I truly appreciate her attention to detail and genuine care for her clients!

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Courtnie Heltz

New Orleans

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attorney who is extremely knowledgeable and you'll never doubt that he'll get the job done!

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Kaitlin H.

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situat...

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situation. They made everything easy to understand and handled every detail with care. I felt supported the whole way through. I highly recommend Renee McCaslin to anyone looking for a paralegal who goes above and beyond.

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Rosann Roberts

Lake Charles

Courtney Marsh is professional and passionate about her clients! Her communication skills are top notch and she has been amazing to work with! She is ...

Courtney Marsh is professional and passionate about her clients! Her communication skills are top notch and she has been amazing to work with! She is truly a blessing!

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Tori E.

Jourdan is an outstanding paralegal! She is knowledgeable, organized, and truly cares about the clients she works with. Every interaction I’ve h...

Jourdan is an outstanding paralegal! She is knowledgeable, organized, and truly cares about the clients she works with. Every interaction I’ve had with her has been positive — she takes the time to explain things clearly and makes the process much less stressful. Laborde Earles Law Firm is lucky to have someone like Jourdan on their team. I would highly recommend both Jourdan and the firm to anyone looking for trustworthy and reliable legal support.

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Matt Picard

New Orleans

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had ...

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had our best interest and our well being as a priority. I would recommend them to friends and family. My case had some extenuating circumstances and they both worked diligently to help us. I am very thankful for their service and dedication to us.

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Michel Lanclos

New Orleans

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan C.

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, ca...

Toni is the absolute BEST!!!! Not only is she the best paralegal but she’s also the best person I know. She is so intelligent, knowledgeable, caring, and goes above and beyond for everyone in her life. She is a true gem! To know her is to love her!! Anybody would be lucky to have someone like Toni in their corner.

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Sarah Jorden

Marksville

Trudy Dupuy is a wonderful asset to the team. She does an amazing job.

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Annabelle D.

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) whic...

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) which is always a breath of fresh air to be around someone who is genuine. She's a doll and anyone who comes into contact with her is a lucky one!

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Hannah Johnson

Baton Rouge

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

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Tracie M.

They have good to keep me updated on the case but so far the settlement has not been reached.

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Lisa S.

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - profession...

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - professional and always on top of everything. They kept me informed throughout the entire process and made sure I understood every step along the way. My case was resolved better than expected. I can’t thank them enough.

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Melody Johnson

New Orleans

Stephanie Brooks was wonderful to work with! She was very professional during our interaction and extremely pleasant throughout the entire process. He...

Stephanie Brooks was wonderful to work with! She was very professional during our interaction and extremely pleasant throughout the entire process. Her kindness and clear communication made everything smooth and easy. Highly recommend working with her and the Laborde Earles Law Firm!

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Jenifer Leger Dendy

Lafayette

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one re...

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one reason why we use Laborde Earles Law Firm. They make you feel like family!

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Tiffany Bardwell

New Iberia

Courtney Marsh has a positive attitude and great attention to detail in her work!

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Rhonda C.

I just want to say that Kelby is a wonderful Attorney and will do what ever it takes to make sure you are taking care of. And his Team of Paralegal's,...

I just want to say that Kelby is a wonderful Attorney and will do what ever it takes to make sure you are taking care of. And his Team of Paralegal's, Amber, Toni, Debbie, Alana & Erica are absolutely amazing. You couldn't have ask for better. And to Rachael, she was so sweet the other day when I needed some information about when my advance was going to be ready. Thank you Laborde Earle's Law Firm for always being the Best.

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Lauren O'Quinn

New Orleans

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are gua...

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are guaranteed to work hard on your case and get the outcome you deserve. Brittani C. is one of the most organized, thorough and helpful paralegals I’ve ever had the pleasure of working with. She keeps you informed and answers all your questions throughout the litigation process.

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Patrick Conner

Baton Rouge

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! ...

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! She is the best, I 1000% recommend her if you have any questions!

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skylar bachman

New Iberia

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I thi...

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I think it’s safe to assume that the majority of people who call in are stressed and to have someone who is calm and kind taking the call is a great representation of the company.

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Debbie Fontenot

Marksville

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in ...

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in making you feel heard and cared for. And, she’s, like, really pretty!

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Sylvia Roy

New Iberia

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions ...

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions and concerns, and her professionalism was top notch. Her phone etiquette, and calm and caring attitude was outstanding.

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Gail

Baton Rouge

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica wa...

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica was professional, knowledgeable, and attentive to every detail. She took the time to explain each step of the process, answered all of my questions thoroughly, and made sure I always felt supported and informed.
Her dedication and attention to detail were clear throughout, and it was evident she genuinely cared about achieving the best possible outcome. Thanks to Erica’s hard work and expertise, my case went smoothly and successfully.
I highly recommend Erica Ducote to anyone in need of a skilled, reliable, and compassionate paralegal. She truly goes above and beyond!

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maddie jo

Marksville

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go throu...

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go through. They checked in on us to see how things were going with DR appointment and therapy. They checked in on the phone or by text and if I had a question and I was in Lafayette and I would stop by the office one of them would come to answer my questions. I truly appreciate the response and respect that they showed to me and my husband and I would really recommend them to family and friends.

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Hazel G.

Over the past 3 years I have encountered one of the best Law Firms in Laborde Earles Injury Lawyers which have been handling my Lejeune Contaminated T...

Over the past 3 years I have encountered one of the best Law Firms in Laborde Earles Injury Lawyers which have been handling my Lejeune Contaminated Toxic Water Claim. Mr. John Chaillot has been instrumental in advising me on documentation, timelines, and all matters pertaining to my case. A true professional and appreciated. Thank you.

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Stephan C.

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

T
Tracie Martin

Alexandria

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and ...

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and incredibly responsive. He took the time to explain every step of the process in clear terms and always made sure I felt informed and supported.

His attention to detail, strong communication, and genuine dedication made a stressful situation much easier to navigate. Derek went above and beyond to achieve the best possible outcome, and I’m truly grateful for his hard work.

If you’re looking for an attorney who is knowledgeable, reliable, and truly cares about his clients, Derek Hebert is an outstanding choice.

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Brylan Cormier

Lafayette

I am very impressed with Jillie Boone’s professionalism and dedication. She demonstrates excellent communication skills, strong attention to det...

I am very impressed with Jillie Boone’s professionalism and dedication. She demonstrates excellent communication skills, strong attention to detail, and a high level of reliability. Jillie consistently goes above and beyond to ensure that everything is handled efficiently and with care. Her knowledge and work ethic make her an outstanding professional, and I would highly recommend her!

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jazlynn meece

Baton Rouge

Syntera was Very professional and courteous. Answered my concerns.

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Lisa G.

Bridgette is absolutely phenomenal! She's one of the most professional, knowledgeable, and dedicated paralegals I've ever had the pleasure of working ...

Bridgette is absolutely phenomenal! She's one of the most professional, knowledgeable, and dedicated paralegals I've ever had the pleasure of working with. Her attention to detail is unmatched.
She catches things most people would overlook, and she always makes sure every document is perfect before it leaves her hands.
Beyond her incredible skill set, Bridgette is also kind, reliable, and a true team player. She communicates clearly, stays organized under pressure, and goes above and beyond to make sure clients and attorneys alike feel supported.
You can tell she genuinely cares about her work and the people she helps.
If you're lucky enough to have Bridgette as your paralegal, you're in the best possible hands. Five stars isn't enough for someone this exceptional!

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Brittany Johnson

Alexandria

Michelle Brouillette is a wonderful addition to the Laborde Earles team.

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Melanie B.

Over 1,700 5-Star Reviews

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Things You Can Do to Support Your Claim

Your insurance company will require documented proof of the damage to your home. You can strengthen your claim by taking photos of the damage and documenting the items that were destroyed by the weather event. Try to keep damaged items separate from undamaged property so the insurance company can’t claim that you are seeking compensation for undamaged items.

In addition, you can reach out to a storm loss attorney for assistance. We can also help you compile the necessary evidence to pursue the compensation you deserve.

branded accent

Why Retain a Storm Damage Attorney for Help With My Claim?

All property owners want to believe the insurer will protect them in case of storm damage. Sometimes, this does happen. Other times, though, the insurance company simply does not ethically treat you like it should. Because we deal with these situations on behalf of our clients regularly, we have the experience that may give you an edge.

You pay a premium to maintain insurance coverage on your home, and your premium entitles you to coverage that is consistent with your policy contract. If your insurance company does not honor the terms of your insurance agreement, they should be held accountable, no matter how large the company.
An insurance company should not be able to renege on your policy just because they have a legal department committed to denying claims. Our Marksville storm damage lawyers will not hesitate to take on even the biggest insurance companies to help you secure the compensation you deserve.

You Can Focus on Putting Your Life Back Together

Significant property damage from a storm can leave your life turned upside down. You may have many things to try to work through in your personal life. And dealing with a stubborn insurance company might be more than you want on your plate at this point. While it may be tempting to just accept whatever settlement they’re willing to offer, you may end up paying significantly more out of pocket than necessary.

If you choose to retain our law firm, you can be confident that we will stand by your side from the start of the process to the conclusion. Hopefully, by allowing us to deal with the insurer on your behalf, you can spend more time focusing on the other aspects of your life that need attention.

Dealing With Flooding Issues in Marksville, Louisiana

One of the most confusing aspects of making an insurance claim after a storm involves flooding. Very few homeowners’ policies include coverage for flooding, especially those written for property in Louisiana that often sees flooding.

Frequently, property owners in the Marksville area must purchase flood insurance as an add-on coverage. This may occur through the National Flood Insurance Program (NFIP) through Federal Emergency Management Agency (FEMA) or a private insurer. Depending on the elevation of your home, your only option for flood insurance may be through FEMA, however.

Water Damage Claims That do Not Involve Flooding

A dispute with your insurance carrier may occur if you believe the water damage in your home or business occurred for a reason other than flooding. For example, perhaps high winds damaged the roof, allowing rainwater to enter the building. Perhaps the storm damaged a water pipe, causing significant water leakage and damage.

Insurance companies need to do a thorough inspection of the property after a storm with water damage. If the insurer simply assumes the water damage involved flooding without checking for other causes, this would be an example of operating in bad faith. Our legal team can help you present your version of events to the insurer.

We Fight Hard to Protect the Rights of Our Clients Against Insurance Companies

At Laborde Earles Injury Lawyers, our Marksville team of attorneys has won judgments for our clients totaling more than $200 million over the years. We are ready to work tirelessly for you. Call us today for a free consultation.

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