man signing a form

We Can Cut Through the Red Tape Insurance Companies Often Deploy on Claims

When you are receiving the runaround from a large insurance company, it can be a helpless feeling. You may make phone call after phone call, yet no one at the insurance company will listen to your concerns.

Our team appreciates the opportunity to help you cut through the red tape insurers often deploy. The team of attorneys in our firm has 350 years of combined experience representing clients. We will use this experience to stand up to unfair insurers.

Client Testimonials Hear from locals like you.

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are gua...

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are guaranteed to work hard on your case and get the outcome you deserve. Brittani C. is one of the most organized, thorough and helpful paralegals I’ve ever had the pleasure of working with. She keeps you informed and answers all your questions throughout the litigation process.

P
Patrick Conner

Baton Rouge

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions ...

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions and concerns, and her professionalism was top notch. Her phone etiquette, and calm and caring attitude was outstanding.

G
Gail

Baton Rouge

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I thi...

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I think it’s safe to assume that the majority of people who call in are stressed and to have someone who is calm and kind taking the call is a great representation of the company.

D
Debbie Fontenot

Marksville

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one re...

Elizabeth Lachney I absolutely hands down the best. She is very professional, knowledgeable and most importantly she is very respectful. She is one reason why we use Laborde Earles Law Firm. They make you feel like family!

T
Tiffany Bardwell

New Iberia

Courtney Marsh has a positive attitude and great attention to detail in her work!

R
Rhonda C.

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

M
Megan Couvillon

Alexandria

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

T
Tracie Martin

Alexandria

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. He...

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. Her communication is clear, and she truly cares about delivering results. I couldn’t recommend her more highly!

M
Mimi

Lake Charles

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

M
Megan C.

Over 1,700 5-Star Reviews

Read More Testimonials

We Have a Track Record of Successful Outcomes for Our Clients

Over the years, our attorneys have won more than $200 million in settlements for our clients. When you choose to retain our services, you can be sure we will defend your rights against an unfair insurer to the best of our abilities.

We cannot guarantee that you will win a certain amount in your case. But you can trust that we will take the time to get to know you, which helps us when negotiating with the insurance company.

Because we work hard to understand your concerns and hopes for the outcome in your case, we believe we have the ability to represent your interests accurately when speaking with the insurance company.

What Can Happen in A Storm Damage Insurance Claim?

After a severe storm passes through Alexandria, La., homeowners and business owners can go through a wide range of emotions. After the shock and fear wear off, you may begin to assess the damage and start to think about what should happen going forward.

If the damage is severe, one of your first telephone calls may be to your insurance agent. You may receive assurances that the insurance company will protect you and issue your payment quickly.

Talk to a Louisiana Local Attorney Today

Get a Free Case Evaluation

What Should I Do When My Insurance Company Will Not Process My Claim on Time?

In some circumstances, the insurer will not take care of your needs in a timely manner. This can lead to delays in performing the repairs you need to return your life to as normal as possible. You paid your premiums on time. You counted on the insurance company to help you in your time of need. But now, the insurer is trying to limit your payment through what seem to be unfair practices. You can report this unethical behavior to the Louisiana Department of Insurance (LDI), which may open an investigation. Additionally, you can contact our team to work on your behalf to secure the insurance claim payout you believe you should have.

How an Insurer May Respond After You Retain Our Alexandria Storm Damage Attorneys

Once you retain us to represent you, we will take over the communications with your insurer. This gives you more time to focus on the other aspects of your life that require attention after the severe storm. Some insurance companies will stop stalling and send the claim payment immediately after hearing from our office. Other times, we will need to use the facts in the case to try to convince the insurance company to pay your full storm damage claim amount. In some instances, we may even need to take your case to a trial.

Trust that we will stand by your side throughout the process. Some attorneys try to do everything they can to avoid a trial. However, with our team of storm damage lawyers, the focus is on trying to help you receive the settlement you deserve. If that means going to trial, you can be certain we will prepare for court as thoroughly as possible, giving you professional representation.

branded accent

Why Do Insurance Companies Try to Avoid Making Storm Loss Payments?

Keep in mind that most insurers are for-profit companies. They will try to do whatever it takes to keep their profits high to impress their stakeholders. One of the techniques they use is to try to avoid making payout claims to customers. The less money they send to customers, the more they keep in their pockets.

When insurers do this in a purposeful and unethical manner, this means they are operating in bad faith. Insurance companies that are using bad faith tactics could be in violation of Louisiana state laws, which means the LDI may choose to investigate the situation.

What Are Some Bad Faith Actions Insurers May Try to Use?

If an insurance company simply denies your claim, or if an insurance adjuster is rude to you, this does not rise to the level of a bad faith action. Instead, the insurance company must take purposeful actions that violate the terms of the customer’s policy, all in an effort to avoid making payments. Some actions that represent bad faith tactics include:

  • Misrepresentation: If an insurer lies about the content of the customer’s policy, this may leave the customer confused about the proper claim payments.
  • Delays: If an insurer purposefully delays making payment on a valid claim, this occurs in bad faith. The state’s insurance oversight department gives an insurer 30 days to arrange this payment after accepting your claim.
  • Threats: If an insurer threatens a customer with the possibility of criminal charges for insurance fraud after the customer makes an honest mistake, this is a bad faith action.

We Are Here to Help You Overcome the Difficulties of a Storm Loss Insurance Claim

We believe strongly in helping homeowners, and small business owners stand up to unfair treatment from insurance companies. We will work as hard as we can on your behalf. Contact Laborde Earles Injury Lawyers today for a free case review.

View More Articles Trusted Voices Sharing What Matters

Blog Louisiana Sets New Two-Year Statute of Limitations for Tort Claims

Now that Louisiana has set a new two-year statute of limitations on tort claims, injury victims will have more time to take legal action for...

Read Full Article
law statue

Blog Digger Earles Honored With Appointment to GLP-1 Plaintiff Steering Committee

In a significant victory for plaintiffs in the high-stakes multi-district GLP-1 litigation, renowned Lafayette personal injury lawyer Digger...

Read Full Article
big rig car accident

Blog $1,400,000 Settlement for Alexandria Woman in Car Accident

When it comes to being injured in a car accident, choosing the right attorney can be the difference between getting $1,400,000 in 9 months i...

Read Full Article
mardi gras beads

Blog Safety Tips to Help Stay Safe During Your Mardi Gras Celebration

Mardi Gras is a grand and celebratory holiday filled with parades, live music, picnics, and much more. From the crazy costumes to the colorf...

Read Full Article
two workers in orange suits

Blog $42,000,000 Settlement for Burn Victim in Plant Explosion

What our client thought would be a normal workday at the plant left him questioning whether or not he could fulfill his role as a father and...

Read Full Article
cars driving in the fog

Blog Were You Injured in a Super Fog Vehicle Accident in Louisiana?

Early Monday morning, October 23rd, a dense “super fog,” a rare weather condition created by the mix of smoke and fog, resulted in a tragic ...

Read Full Article

Guidance you can trust, from people who actually know.

View All FAQs View All Articles

Our Locations Find Your Local Office

Get Legal Help Today Talk to a Louisiana Local Attorney Today

25+ Attorneys Collaboration on every case

Call Anytime Speak to our local team 24/7

(318) 777-7777
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Send Message
Accessibility: If you are vision-impaired or have some other impairment covered by the Americans with Disabilities Act or a similar law, and you wish to discuss potential accommodations related to using this website, please contact our Accessibility Manager at (318) 777-7777.