Alexandria Uninsured Motorist Accident Lawyer

If you were injured in a car accident caused by an uninsured driver, you may feel uncertain about your options for financial recovery.

Even if the at-fault driver cannot pay for your damages, you may still have the right to explore other avenues for compensation. At Laborde Earles, we have recovered over $1 billion for our clients and are here to assist those facing challenging situations.

An Alexandria uninsured motorist accident attorney from our team can help you pursue the support you need after an accident caused by a negligent driver. Whether dealing with uninsured drivers or other accident claims, an Alexandria car accident lawyer from Laborde Earles can provide the guidance and representation necessary to seek justice.

$1 Billion+

Recovered for Louisianians

25+ Attorneys

Collaboration on every case

350+ Years

Combined years of experience

1,700+ Reviews

4.9 Google Rating

Proven Results With an Uninsured Motorist Accident Lawyer in Alexandria, LA

We understand the challenges clients face after accidents with uninsured drivers. As trusted Alexandria personal injury lawyers, we are committed to helping accident victims pursue justice and accountability.

Examples of notable outcomes include:

$195,000 – Auto accident causing a back injury without surgery
$190,000 – Auto accident involving hip and back injuries
$1,400,000 – Settlement for an Alexandria woman in a car accident
$5,250,000 – Auto accident resulting in a brain injury
$5,100,000 – Verdict for an auto accident victim

If you’ve been in an accident caused by an uninsured driver, an uninsured motorist accident lawyer in Alexandria, LA, can help. With a proven history of verdicts and settlements, our team works to achieve meaningful outcomes for our clients, whether through negotiation or litigation.

What You Need to Know About Auto Insurance Laws in Louisiana

According to the Louisiana Department of Insurance (LDI) Consumer’s Guide to Auto Insurance, all vehicle owners must carry minimum liability coverage on any vehicle or risk facing stiff penalties (such as fines or having their car impounded). The required minimum amounts of liability coverage include:

Bodily injury liability coverage: $15,000 per person and $30,000 per accident
Property damage liability coverage: $25,000

Consulting with an Alexandria uninsured motorist accident attorney can help you understand what options you may have for pursuing compensation.

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Steps to Take After an Accident With an Uninsured Driver

You should take several steps after an uninsured driver strikes you in Louisiana. First and foremost, make sure you stop your vehicle. Leaving the scene of an accident is a criminal act. Once you and the other driver get your vehicles off of the road and out of traffic, focus on these tasks:

Report the Accident

You have a legal duty to report most motor vehicle accidents to the police in Alexandria, per RS 32:398. Drivers without insurance may try to convince you not to report the collision because driving without insurance is against the law.

An uninsured driver may promise to cover your car repairs or medical expenses out of pocket if you agree not to report the collision. However, such an agreement is not legally binding, and the other driver could refuse to pay or lack the funds, leaving you responsible for costly medical bills and property damage.

To protect your rights, it’s important to report any accident immediately. Consulting with a personal injury attorney can also help you explore your options for recovering damages and addressing the financial impact of the collision.

Get Medical Care

Were you hurt in your car accident? If you suffered a severe injury, it’s important to call an ambulance immediately. In less urgent situations, you may be able to drive yourself to the hospital for medical treatment.

Seeking medical care promptly not only addresses accident injuries but also helps establish a clear connection between the collision and your condition. Common accident injuries in crashes involving uninsured drivers include:

Broken bones and fractures
Head and brain injuries
Back, spinal cord, and neck injuries
Internal injuries
Burns, cuts, and abrasions

Quick medical care can be critical for recovery, especially if you’ve experienced a serious injury. Taking this step also strengthens any potential claims related to the accident.

Gather Evidence About the Accident

You can take proactive steps to build a claim after an uninsured car accident in Alexandria. Start by collecting evidence before you leave the accident scene. Evidence may include pictures of:

Your injuries
The accident scene
The damage to your vehicle

You should also collect contact information from any eyewitnesses and the driver who struck you. Additionally, file an accident report with the police to create an official record of the incident. Finally, consider writing down everything that happened in the accident right away. Recording the details while they are fresh in your memory can be valuable. A lawyer can use this information to strengthen your case and help you pursue fair compensation for your losses.

Speak With an Uninsured Car Accident Lawyer

You can get professional help on your side after an accident with an uninsured driver by working with an uninsured motorist accident attorney in Alexandria, LA. Our team understands the challenges involved in pursuing an insurance claim when the at-fault party lacks adequate coverage, and we are committed to putting your needs first.

Reaching out to a lawyer promptly provides you with strong legal representation when communicating with insurance companies, the at-fault party, and law enforcement. This support can make a significant difference in building your case. With the right legal guidance, you can pursue financial compensation for your losses, even when dealing with an uninsured driver.

Contact Your Insurance Company

Finally, even if the other driver is an uninsured or underinsured driver, it’s important to review your own insurance policy and notify your insurance agency about the collision. Reporting the accident promptly is a key step in the claims process.

Before sharing too much information with the insurance company, consider consulting an experienced car accident lawyer. Having legal guidance can help protect your rights and avoid potential pitfalls during the claims process. Our team is here to provide the support you need. During your free consultation, we can discuss your case and explain how to address the challenges of dealing with an uninsured or underinsured driver.

Meet Our Team

Digger Earles

Founding Partner

Hunter, fisherman, and aggressive trial attorney, most recently securing a historic $5 million bad faith excess verdict.

Top 10 Trucking Trial Lawyers
Acadiana Profile Top Lawyer
Top 100 National Trial Lawyers

David Laborde

Founding Partner

In addition to owning a ranch and hunting on the weekends, David is recognized as a top trial lawyer in Louisiana, most recently winning a $7.2 million settlement.

Top 100 Trial Lawyers
Acadiana Profile Top Lawyer
Multi–Million Dollar Advocates Forum

Alexis Davis

Attorney

Personal injury attorney at Laborde Earles, Alexis combines award-winning legal writing with diligent advocacy, focusing on protecting clients’ interests throughout Louisiana.

Best Case Note
Law Review award winner

Aaron Bergeron

Attorney

Personal injury attorney Aaron Bergeron brings a client-first approach shaped by courtroom and judicial experience.

Law Clerk, 27th Judicial District Court
Graduated cum laude, Southern University Law Center

Ben Alexander

Attorney

Litigation attorney Ben leverages years of experience defending catastrophic, maritime, and insurance cases, including those involving the Deepwater Horizon incident.

Deepwater Horizon MDL
Rising Star 2013–2018
Top 100 honoree

Cade Melancon

Attorney

Cade brings judicial and court experience, as well as catastrophic injury litigation skills developed from pre-suit preparation through trial support and appeals.

Federal court internship
District staff attorney

Carolina De La Pena Rogers

Attorney

Carolina represents motor-vehicle crash victims, applying nationwide immigration litigation experience with a proactive strategy, clear communication, and client-focused guidance.

Spanish speaker
Immigration courts admitted
Louisiana Association for Justice

Daniel Snellings

Attorney

With more than 30 years in complex litigation, Daniel represents injured victims in auto, maritime, product liability, toxic tort, and class matters.

Martindale-Hubbell rated
Best Maritime Attorneys 2022
NITA skills certificate

David Charles Laborde Jr.

Attorney

DC handles diverse injury matters, using prior insurance-defense and entertainment-law experience to anticipate tactics, strengthen claims, and guide clients through every step.

Former defense attorney
Louisiana Bar admitted
Tulane football letterman

Derek B. Hebert

Attorney

Personal injury attorney Derek Hebert takes a proactive, detail-driven approach, building cases early to apply pressure and pursue strong results.

Full-Tuition Merit Scholarship Recipient
Certificate in Civil Law Studies

Frances Gossen O'Neal

Attorney

Fran is an experienced litigator with strong research roots, clerkship experience, and broad court admissions, providing thoughtful, steady representation for injured clients.

23rd JDC clerkships
LSU Law J.D.

Jeanne Laborde

Attorney

Personal injury attorney Jeanne has spent decades guiding clients through treatment, billing, and insurance issues with diligence, clarity, and compassion.

Bilingual English/Spanish
20+ years serving clients

Jennifer Coussan

Attorney

Lafayette native Jennifer brings sharp judicial perspective from federal and appellate clerkships, strengthening litigation strategy, motion practice, and outcomes for clients.

Federal law clerk
Third Circuit attorney

Jonathan Chatwin

Attorney

Jonathan focuses on workers’ compensation and personal injury, combining accounting training and Army service with practical, disciplined advocacy for Louisiana clients daily.

U.S. Army veteran
Fifth Circuit admitted

Kade Stutes

Attorney

Storm claim attorney Kade serves Acadiana homeowners with local roots, judicial-clerkship experience, and a steady, responsive approach to complex insurance disputes.

27th JDC judicial clerk
Society VP
Louisiana Bar 2023

Kelby Rasmussen

Attorney

Kelby practices personal injury law, drawing on courtroom insight from district-judge clerkships, to provide clear answers and steady guidance to clients following serious accidents.

36th JDC law clerk
LAJ member

Kristen Broussard Guidry

Attorney

Kristen brings more than 25 years of experience and deep insurance-defense insight, now using industry knowledge to zealously advocate for injury clients.

Top 15% LSU
Outstanding Young Lawyer
Past YLA President

Mary Cryar

Attorney

Mary turns two decades of insurance and injury defense experience into advocacy for people facing serious injuries or denied insurance claims today.

NITA instructor
Taught LSU trial advocacy
Multi-state bar admissions

Nicholas R. Rockforte

Attorney

Nicholas represents clients in injury, complex litigation, and class actions, bringing a first-in-class mindset and underdog focus to every case for clients.

Top 40 Under 40
Levee counsel

Paul Laborde

Attorney

Personal injury attorney Paul Laborde brings a thorough, disciplined approach shaped by strong legal training and a deep respect for the profession.

LSU Law Graduate
Judicial & Legislative Experience

Robert (“Rob”) Marionneaux Jr

Attorney

Trial lawyer Rob focuses on catastrophic injury and wrongful death, delivering proven courtroom results while supporting families through life-changing tragedies today.

$20.6M verdict
Million Dollar Advocates
Hall of Fame inductee

Ryan Saunders

Attorney

Ryan brings first-responder experience and trial-driven precision to complex matters, dedicated to helping clients who need a prepared, strategic advocate always today.

First responder 10+ years
Felony defense
Patent bar passed

Scott Higgins

Attorney

Scott is a seasoned injury litigator handling wrongful death, maritime, and complex multi-party cases, valuing client relationships as much as results always.

AV Preeminent rated
Licensed in Louisiana/Texas

Shawn Bordelon

Attorney

Shawn is a personal injury litigator with defense-side insight, representing clients through trial and appeals, including matters that reach the Louisiana Supreme Court level.

Former defense counsel
Louisiana Supreme Court experience

Victor Rushing

Attorney

Victor is a pre-litigation attorney who guides injured clients through early case strategy, providing clear communication and responsive, detail-oriented representation.

Western District admitted
Knights of Columbus

Wesley Elmer

Attorney

Wesley evaluates claims from both sides, helping clients understand strengths and risks while pursuing fair outcomes in personal injury matters statewide fully.

Dual-perspective counsel
Fifth Circuit admitted
Former parish bar president

Will Casanova

Attorney

Will devotes his practice to Louisiana workers’ compensation, providing injured workers with steady, informed guidance to navigate benefits, treatment, and claims.

Past Acadia Bar President
Southern graduate

Amit Gulati

Attorney

Attorney Amit Gulati brings courtroom-tested advocacy and a trial-first mindset to personal injury and criminal defense cases.

Former Orleans Public Defenders Attorney
Extensive Felony Trial Experience

What if the Other Driver is Uninsured?

Although driving uninsured is illegal in Louisiana, some motorists still operate vehicles without coverage, making it hard to recover your losses after an accident. Seeking compensation for damages, including medical costs, can become more complicated when the at-fault driver lacks insurance. In these cases, there are generally two ways to pursue compensation for your medical expenses, lost wages, and other damages:

Filing a Claim on Your Uninsured/Underinsured Motorist (UM) Policy

If you have uninsured/underinsured (UM) coverage, you may be able to file a claim with your insurance company. The coverage typically matches the policy limits of your general liability coverage. There is a good chance you have UM coverage unless you rejected it in writing. If you do not know if you have UM coverage, one of our team members can help you find out.

Filing a Personal Injury Lawsuit Against the Uninsured Driver

If the driver did not have the money to purchase auto insurance, they likely do not have the financial means to pay for your medical bills, lost wages, or pain and suffering.

However, we may be able to identify assets that may cover part or all of your damages.

Damages You May Be Able to Claim in an Uninsured Car Accident Case

In a personal injury case, you may be entitled to claim economic and non-economic damages based on the extent of your losses and the circumstances surrounding your accident. As your attorneys, our job is to identify the at-fault party and establish that their negligence led to your injuries. You may be eligible to claim the following in your personal injury claim:

Medical treatment costs
Estimated future medical treatment or rehabilitation
Lost wages or income
Future lost pay or disability
Property damage
Physical pain and suffering
Emotional distress

While some damages—such as medical bills and lost wages—are calculable, we may have to estimate the value of other damages (such as pain and suffering). Our Alexandria reckless driving accident lawyers can help you pursue the. maximum compensation based on the value of your losses.

How an Uninsured Motorist Accident Lawyer Can Help With Your Case

When you are injured in an accident caused by an uninsured driver, determining how to recover your losses can be painstaking. An uninsured motorist accident attorney in Alexandria can guide you through the legal process and work to secure the financial compensation you need. Our law firm is here to advocate for you and can assist with your case in the following ways:

Investigating Your Claim

Our lawyers take great care in investigating your claim to uncover the facts. Our investigation helps us establish fault and liability and draw a clear connection between the other driver’s negligence and your injuries.

Gathering Evidence

We can gather evidence to support your claim. Evidence may include a police or accident report, witnesses of the car accident, photos, videos, property damage, or medical reports. We will submit all evidence to the insurance company along with your claim.

Negotiating a Fair Settlement

We can review the details of your auto insurance policy to identify the damages available based on the type of accident you were involved in. Additionally, we can manage all communications with the insurer, so you have one less thing you have to think about.

Representing You in Court

Your insurance company may deny your claim or make an offer that does not reflect the sum of your damages. If so, you may have the option of taking your case to court. We can provide representation and plead your case before a judge or jury. Our law firm is committed to helping you get the compensation you deserve. We will continue to fight for your rights so that justice is served.

Proving Negligence in an Uninsured Motorist Accident

An experienced car accident attorney can determine who to pursue compensation from following a car accident with an uninsured driver. Whomever we seek compensation from—be it the driver, another party, or a government agency—we must prove the following criteria:

Duty of Care

We must show that the party we intend to hold liable for your losses was responsible for keeping you safe. In the case of an uninsured driver, their duty of care to you is implied when they get in the driver’s seat. However, if the uninsured driver does not have the assets available to compensate you, we would need to seek coverage elsewhere. For example, if a defective traffic light contributed to the accident, we would have to show that the government agency responsible for the traffic light owed you a duty of care.

Breach of Duty

A lawyer from our firm can also help you prove that the liable party breached their duty of care to you. This breach may involve failing to follow traffic laws, engaging in reckless driving, or distracted driving. In cases involving a government agency, it could include neglecting scheduled maintenance of traffic devices.

Causation and Damages

The liable party’s breach of duty must have caused the accident, and you must have suffered financial, physical, or emotional losses as a result. Our legal team can work to gather the evidence we need to prove the above criteria.

Client Testimonials Hear from locals like you.

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

Tracie Martin

Alexandria

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in ...

Sylvia Roy

New Iberia

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is q...

kelly

Lake Charles

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I thi...

Debbie Fontenot

Marksville

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had ...

Michel Lanclos

New Orleans

I just want to say that Kelby is a wonderful Attorney and will do what ever it takes to make sure you are taking care of. And his Team of Paralegal's,...

Lauren O'Quinn

New Orleans

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and ...

Brylan Cormier

Lafayette

Michelle Brouillette is always so pleasant whenever I call or stop by the office. She always has a smile on her face.

Christine G.

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

Kaitlin H.

Over 1,700 5-Star Reviews

Our Alexandria Uninsured Motorist Accident Lawyers Are Here for You

At Laborde Earles, we know the challenges that can arise after an accident involving an uninsured driver. From managing medical bills to addressing vehicle repairs, these situations often leave you searching for solutions. An Alexandria uninsured motorist accident lawyer from our team is here to provide the guidance and support you need.

With over 350 years of combined experience, our legal team has successfully handled cases involving uninsured motorists. We focus on protecting your rights, managing the legal process, and pursuing compensation for your losses, including medical costs and lost income.

If you’ve been injured by an uninsured driver, contact Laborde Earles today. Let us use our experience to help you move forward and fight for the justice you deserve.

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