What you should do if your car was hit by an Uber or Lyft driver is really the same as what you should do after any car accident. You will want to take inventory of your injuries and other damages and determine who is liable for them. However, holding someone accountable in these cases may be more complex because multiple entities are involved.
You will need to navigate the facts of your case to find out if the driver, the rideshare company, or both may be liable for your damages. Then, you can proceed with an insurance claim or personal injury lawsuit. Due to the complexities of these cases, you may also wish to reach out to our firm for legal assistance.
What to Do at the Scene of an Uber or Lyft Accident
If you are able to, there are a few steps you should take at the scene to preserve your rights and collect evidence that may support your future claim or lawsuit.
Call the Police After a Collision
Even if the accident was minor and caused minimal damage to your vehicle, a police report will come in handy when you are ready to pursue damages from the other driver.
For serious accidents that result in an injury, death, or more than $500 in property damage, drivers must report the accident to the local police, sheriff, or state police as required by RS 32:398.
Take Photographs of the Accident Scene
Use your phone to take photos of the scene and the damage to your car. You may not remember exactly what happened later. Photo evidence can be used to reconstruct the accident.
Exchange Information with the Other Driver
Be sure to get the other driver’s name, address, rideshare information, and personal insurance information. Whether the driver is covered by personal insurance or insurance from Uber or Lyft depends on whether they were offline, actively driving for Uber or Lyft, or available for service.
For a free legal consultation, call (337) 777-7777
Insurance Coverage for Rideshare Drivers
If an Uber or Lyft driver hits you, and they were deemed at fault for the accident, the rideshare company’s insurance may cover your damages. However, this depends on their status at the time of the collision.
Both Uber and Lyft provide insurance to rideshare drivers while they are actively working. The coverage is similar for both services. However, the value of coverage differs for drivers who are waiting for a request with the rideshare app on and drivers who are actively picking up or driving passengers.
If the rideshare driver was offline and not driving for Lyft or Uber when the accident happened, you will need to look to their personal insurance for coverage.
How a Lawyer Can Help if You Are Hit by an Uber or Lyft Driver
A lawyer from our team can help you in many ways after an accident with a rideshare driver. We can interview you, the Uber or Lyft driver, and any other witnesses to start building your case. In addition to taking statements, we may collect other evidence concerning the accident, such as video footage and police reports.
We can also collect evidence supporting the value of your claim. After an accident, you may be entitled to financial compensation for property damage and medical expenses, such as:
- Emergency room visits
- Prescription medications
Our team can gather vehicle repair bills, medical bills, and other receipts to demonstrate your damages. We can also file an insurance claim on your behalf, communicate with the rideshare driver’s insurance company, and negotiate a settlement. If the settlement offer does not adequately cover your expenses, our firm can file a lawsuit on your behalf.
Time Limits After a Crash with an Uber or Lyft Driver
If your car was hit by an Uber or Lyft driver, you only have a limited amount of time to seek damages through a lawsuit. CC Art. 3492 sets a deadline for filing a personal injury lawsuit at one year from the accident. Additionally, CC Art. 2315.1 places a similar time limit on filing an action for wrongful death.
Once a year has passed, you lose your legal right to seek financial compensation from the accident. If you are unsure how to proceed, our team may be able to advise you.
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Contact Laborde Earles Injury Lawyers
A lawyer with Laborde Earles Injury Lawyers can walk you through what to do if your car was hit by an Uber or Lyft driver. We may be able to help you claim damages. Call (337) 777-7777 today to speak with a member of our team for free.