If you’ve been in an accident in a Lyft vehicle, you may be wondering what to do next. Since you weren’t the driver, these types of accidents may seem more complex. However, with the aid of a Slidell Lyft accident lawyer, you can navigate the legal process to recover damages for your personal injuries.
A Slidell Lyft accident lawyer is prepared to guide you through the proceedings from start to finish. Whether you need to go to trial or can get a fair settlement in negotiations, they will work to ensure you are treated fairly.
Whose Insurance Pays for My Damages in a Lyft Accident?
When a Lyft accident occurs, and a passenger gets injured, the first step is to determine who was at fault for the accident. The insurers will hash it out, determining the responsible party. If it was the Lyft driver, then they would go after their personal insurance first. However, most private insurances have a stipulation that indicates passengers are not covered if the individual was driving for profit (which they are doing during a Lyft ride). In this case, Lyft also provides insurance for its drivers and passengers involved in an accident. The provider for their insurance is State Farm, and it covers the passenger in the event of an accident.
A Slidell Lyft accident lawyer can assist you in recovering the personal injury damages you’ve incurred from an accident involving a Lyft accident, as insurance companies may not always be quick to hand out cash.
If the driver of another vehicle was to blame, then the process is different. It would work similarly to how it would be if you were driving and got into an accident. The only difference is that you were the passenger, so you seek damages through a third-party claim. You can also file a personal injury lawsuit.
In the event that the amount of insurance is not adequate to cover your damages, or the insurance companies fail to compensate you for your personal injuries, you can always sue the Lyft company directly.
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Determining Liability in Louisiana
When insurers seek to determine who was at fault in the accident, they look to see who was “more” at fault. Both parties are going to have some responsibility in the accident, but one party will have a greater percentage of the fault.
Louisiana operates using a pure comparative negligence rule. This rule allows a driver to be up to 99 percent at fault and still seek damages. However, the award amount will be drastically reduced because it’s reduced proportionately to the at-fault percentage. This plays a part in how the insurance companies hash it out for payments. It’s helpful to have a Slidell Lyft accident lawyer by your side, protecting your rights in case there are any issues with recovering damages.
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Statute of Limitations in Lyft Accident Claims
Each state has its own statute of limitations, which indicates when you can file an accident claim. CC Art. 3492 dictates this statute of limitations for Louisiana and indicates that claimants have one year from the time of the accident to make a claim.
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How to Take Action After a Lyft Accident
You can take action to better protect yourself and your rights after a Lyft accident. Don’t wait around for the insurance companies to contact you. Take your time to move forward with the appropriate steps so that you can claim the personal injury losses from the accident. Some of these steps include:
- Make a formal report of the accident to the police and get a copy of the report. Make sure your statements are accurate.
- Contact all relevant insurance companies.
- Write down any conversations you have with insurance companies, Lyft, doctors, or anyone else involved in the accident.
- Be sure to seek medical care immediately following the accident.
- Contact an attorney to discuss recovering damages.
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What Not to Do After an Accident
You don’t get into an accident every day, so it’s difficult to know just how to handle one when it occurs. However, it’s important that you don’t do some things that could harm you or your case. These are as follows:
- Don’t sign any documents from the insurance company (or anyone else pertaining to the accident).
- Don’t provide medical information or details to the insurance company without the advice of an attorney.
- Don’t minimize your situation verbally or in writing.
- Don’t refuse medical assistance at the time of the accident.
- Don’t post anything about your accident on social media.
What Your Lawyer Will Do
It’s a relief to have a lawyer standing by your side during the ordeal. A lawyer can ensure that you have your rights protected. They will assist you with the many tasks involved with proceeding with a personal injury case. Some of the tasks they will do for you include:
- Manage the communications between parties.
- Gather evidence such as police and medical records.
- Talk to any relevant witnesses.
- Calculate the damages.
- Negotiate with third parties for a fair settlement.
- Handle incoming and outgoing communications with all parties involved.
- Take the case to court if needed.
A Slidell Lyft accident lawyer will fight to obtain a fair settlement in your case.
Recover Damages with the Help of a Slidell Lyft Accident Lawyer
Start the process of recovering damages from a Lyft accident by reaching out to a Slidell Lyft accident lawyer. You can find the assistance and legal information you require at Laborde Earles Injury Lawyers. We’ve assisted clients in collecting over $600 million through cash settlements and jury verdicts.
Don’t let this accident hold you down. Rest easy, knowing your case is in capable hands. At Laborde Earles Injury Lawyers, you’ll have more than 250 years of combined experience from our personal injury attorneys. We will take your case on a contingency plan arrangement, so you won’t need to pay anything up front. You can contact our office and schedule a free case evaluation to find out where you stand today.
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