Every registered car owner in the state of Louisiana is required to have a minimal amount of liability vehicle insurance. If a driver does not adhere to this law, and an accident occurs, it can quickly create financial problems for injured parties on both sides.
If you were involved in a New Orleans car accident with an uninsured vehicle, a New Orleans uninsured car accident lawyer from Laborde Earles Injury Lawyers may be able to help you find avenues to pursue compensation for your damages.
For more information about our services and to receive a free consultation on your case with a member of our team, call Laborde Earles Injury Lawyers today at (504) 777-7777. We may be able to provide you with representation on a contingency-fee-basis.
Options for Pursuing Compensation if the Other Driver Was Uninsured
According to Louisiana Revised Statutes (RS) §22:1295, all car insurance companies in Louisiana must make uninsured motorist (UM) coverage available to their customers. Although this is not a mandatory form of coverage under state law, you may carry UM if you did not specifically choose to reject it when purchasing insurance coverage.
If you carry UM insurance and an uninsured driver caused your accident, Laborde Earles Injury Lawyers may be able to help you file a UM claim with your own insurance company.
Another option for pursuing compensation in this type of case may be a personal injury lawsuit against the responsible driver. Laborde Earles Injury Lawyers can also help you evaluate this option in your case when we represent you.
For a free legal consultation with a uninsured car accident lawyer serving New Orleans, call (337) 777-7777
Options for Pursuing Compensation if You Were Uninsured
If you were hurt in an accident caused by another party’s negligence while you were driving a car that was uninsured, you may still have options for financial recovery. However, according to the Louisiana Department of Insurance (LDI), Louisiana has a “no pay, no play” law that blocks uninsured drivers from recovering:
- The first $25,000 in property damages
- The first $15,000 in personal injuries
If your damages exceed these amounts, you may be able to recover compensation in an insurance claim or personal injury lawsuit against the responsible party.
New Orleans Uninsured Car Accident Lawyer Near Me (337) 777-7777
Evidence in a Car Accident Case
Even if you are filing a UM claim with your own insurance company, you may need evidence of the responsible party’s liability and of your damages to recover compensation.
Laborde Earles Injury Lawyers can help you collect evidence when we represent you. This may include the police crash report from your accident, which may tell us:
- The date of the accident to help establish the statute of limitations
- The identity of the at-fault driver
- The position of each car after the accident and where each car was impacted
- The involvement, if any, of drug and alcohol use in the collision
In addition to your crash report, we may be able to collect the following evidence to use in your case:
- Photos or videos from the accident scene
- Witness statements
- Testimony from accident reconstruction experts
- Medical records that detail your injuries and their severity
- Medical bills that demonstrate the cost of your treatments
- Receipts, bills, estimates, and other documents that help value your claim
If you have any evidence or documentation of your accident or injuries such as this, make sure to retain it for use in your case.
Working with Laborde Earles Injury Lawyers
You can focus on your recovery when a New Orleans uninsured car accident lawyer from Laborde Earles Injury Lawyers represents you. Our services may include:
- Evaluating what options you may have for pursuing compensation
- Providing you with legal advice and designing a strategy for your case
- Communicating with all parties on your behalf
- Filing your insurance claim and/or personal injury lawsuit
- Coordinating settlement negotiations
- Representing you on trial
- Keeping you informed about any updates in your case
For a free case review with a member of our team, call Laborde Earles Injury Lawyers today at (504) 777-7777.
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Recoverable Damages in a Car Accident Case
Depending on the details of your accident, your injuries, and the options available to you for pursuing compensation, the following damages may be recoverable in a car accident case:
- Current and future costs of medical treatment
- Lost wages
- Property damage
- Reduced earning capability
- Pain and suffering
- And more
File Your Compensation Claim without Delay
According to the Louisiana Civil Code (CC) §3492, a general one-year statute of limitations applies to personal injury lawsuits in Louisiana. If you wait too long and allow this deadline to pass before you take legal action, your lawsuit may be dismissed, and you could lose your chance to recover compensation for your damages.
Even if you just plan to file a UM insurance claim, acting swiftly and keeping your right to sue open can be important in case the insurance company refuses to make you a fair offer.
For information on what specific deadlines pertain to your case, call Laborde Earles Injury Lawyers today. The sooner you call us, the sooner we can get started on your case.
Call Laborde Earles Injury Lawyers Today
You do not need to face the aftermath of a car accident alone. A New Orleans uninsured car accident lawyer from Laborde Earles Injury Lawyers may be able to coordinate all aspects of your case.
Find out more by calling Laborde Earles Injury Lawyers at (504) 777-7777. A representative of our firm can answer your questions and provide you with a free initial case review. We may be able to provide our legal services on a contingency-fee-basis.