Have you been in a Lyft accident? If so, you might feel that your world is turned upside down. If you’re unsure about what happens next or which steps to take, read on for more information.
A Maxie Lyft accident lawyer is a resource in this time of difficulty. They will get you through the legal procedures that are necessary to recover the damages incurred. You can go through this process with ease by having a lawyer by your side. There’s no need to attempt to manage the situation on your own as that can sometimes makes things worse. There are details that a legal representative will help you work out. Let’s take a look.
Insurance Claims in a Lyft Accident
Lyft drivers must have two types of insurance. While this sounds great on the surface, it doesn’t mean that all your personal injuries will be covered automatically. Insurance issues can become a bit tricky when dealing with a Lyft accident. In order to operate a Lyft, the driver must have personal insurance coverage. However, this usually doesn’t cover passengers in the event of an accident if the person is driving for money. Lyft also provides insurance for all drivers. The coverage for Lyft drivers if the app is on, meaning they are “on the clock,” is as follows:
- $1 million for third-party auto liability
- Uninsured/underinsured motorist bodily injury and/or first-party coverage
- Contingent comprehensive and collision up to the actual cash value of the car
However, the amount of personal injury coverage you have may vary based on location. Either way, it may not be adequate, and sometimes the insurer resists the claim. So, having a Maxie Lyft accident lawyer to handle the claim for you is beneficial.
For a free legal consultation with a lyft accident lawyer serving Maxie, call (337) 777-7777
Do I Need to File a Claim After a Lyft Accident, or Am I Automatically Covered?
You are not automatically covered without taking the appropriate steps to protect your rights in an accident. Your Maxie Lyft accident lawyer will ensure the proper documents are filed. It’s essential that the information is in order before negotiations begin. An accident lawyer needs to be in negotiations with the proper insurer. If the Lyft driver was not at fault, then the other driver’s insurance will be contacted. By determining who the negligent driver is, the attorney knows which insurer is responsible to pay out for personal injuries.
In Louisiana, pure comparative fault laws are enacted when determining negligence. CC Art. 2323 states that a party may be up to 99 percent to blame but can still try to collect damages if they are injured. The only problem is the award is reduced substantially — by 99 percent to be exact.
The two insurance companies involved may go back and forth with each other attempting to shift blame, leaving you in the middle since you’re a third party. However, a Maxie Lyft accident lawyer will work out the details, negotiating acceptable terms and obtaining a settlement for you.
Maxie Lyft Accident Lawyer Near Me (337) 777-7777
What Are Economic and Noneconomic Damages?
After a Lyft accident, you will have certain damages that you can recover compensation from. These damages relate to your injuries and affect your pocketbook and quality of life. When filing a claim against a party for damages, you are requesting that you be reimbursed for the damages (or injuries) you suffered.
Some damages have a monetary value associated with them. For example, if you suffered injuries, you would need medical care, which costs money in doctor and hospital bills. Also, you may not be able to work due to the injuries, which takes money from you. These and other similar damages are called economic damages.
In addition, you may have damages that do not cost money but affect the quality of your life. These would be the pain and suffering you endured during and after the accident. These are referred to as noneconomic damages because they are not economic in nature, but you can still collect compensation for these damages.
Steps to Take After a Lyft Accident
After being in a Lyft accident, you can take steps to better protect yourself, such as:
- Report the accident to all insurers involved and cover your bases.
- Get a medical check-up at the hospital immediately following the accident.
- Obtain a copy of the police report for your records.
- Document all correspondence with third parties involved.
- Talk to an attorney about your options.
There are also a few things you should not do after an accident. Don’t minimize any pain or injuries you have. Even if you think you will be ok, be sure to get checked out for injuries. Don’t attempt to negotiate with an insurance company on your own — leave that to the professionals. Lastly, do not post anything about your accident on social media.
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Should I Consult an Attorney?
Consulting an attorney will ease the stress and strain from your shoulders. You don’t have to deal with the issue yourself when you work with an attorney. A Maxie accident lawyer will be experienced in dealing with personal injury laws and Lyft accident laws. They can establish liability and negotiate a fair settlement for you.
You can count on an attorney to deal with all of the deadlines involved with filing paperwork to expedite your award.
Get Started with a Maxie Lyft Accident Lawyer
If filing a claim for a Lyft accident sounds complicated, don’t let it overwhelm you. Hire a Maxie Lyft accident lawyer who will move you seamlessly through the process. You can begin the process by setting up a free case assessment and having your situation evaluated by a professional. At Laborde Earles Injury Lawyers, you don’t have to pay anything up front to find out where you stand. We will accept your case on a contingency basis so you can have peace of mind now.
Laborde Earles Injury Lawyers has assisted clients over the years and has won over $600 million for our clients. Our personal injury attorneys have over 100 years of combined experience, so your case is in capable hands. Contact our office to schedule an appointment today.